California · HMDA 2025
Mortgage lenders in Humboldt County, CA
205 lenders reported 2,778 home-loan applications in Humboldt County in 2025. 1,397 closed as loans ($424.1M), 374 were denied — a 19.9% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 27% of applications, led by Fairway Independent Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,778
- Loans originated
- 1,397
- Purchase / refinance
- 813 / 393
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Humboldt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 351 | 12.6% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 219 | 7.9% | — |
| 3 | Rocket Mortgage, LLC | 172 | 6.2% | — |
| 4 | BETTER MORTGAGE CORPORATION | 100 | 3.6% | — |
| 5 | SUMMIT FUNDING, INC. | 94 | 3.4% | — |
| 6 | Tri Counties Bank 70 out of 100, Strong | 87 | 3.1% | 34.2% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 82 | 3.0% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 79 | 2.8% | 39.5% |
| 9 | NEWREZ LLC | 78 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 72 | 2.6% | 14.1% |
| 11 | Umpqua Bank 64 out of 100, Moderate | 61 | 2.2% | 28.5% |
| 12 | NATIONSTAR MORTGAGE LLC | 58 | 2.1% | — |
| 13 | Florida Capital Bank, National Association 64 out of 100, Moderate | 57 | 2.1% | 7.6% |
| 14 | FIGURE LENDING LLC | 53 | 1.9% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 49 | 1.8% | — |
| 16 | Broker Solutions, Inc. | 38 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 38 | 1.4% | — |
| 18 | Mortgage Research Center, LLC | 35 | 1.3% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 33 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 31 | 1.1% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 31 | 1.1% | 44.7% |
| 22 | AmeriSave Mortgage Corporation | 28 | 1.0% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 28 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 0.9% | 32.9% |
| 25 | Coastal Community Bank 35 out of 100, Low | 24 | 0.9% | 3.0% |
| 26 | SPRING EQ, LLC | 23 | 0.8% | — |
| 27 | 21st Mortgage Corporation | 22 | 0.8% | — |
| 28 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 21 | 0.8% | — |
| 29 | SOFI BANK, NATIONAL ASSOCIATION | 20 | 0.7% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 18 | 0.6% | 22.2% |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 18 | 0.6% | — |
| 32 | Equity Prime Mortgage LLC | 18 | 0.6% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.6% | — |
| 34 | THE LOAN STORE, INC. | 17 | 0.6% | — |
| 35 | FIRST COLONY MORTGAGE CORPORATION | 16 | 0.6% | — |
| 36 | NETWORK CAPITAL FUNDING CORPORATION | 16 | 0.6% | — |
| 37 | NEW DAY FINANCIAL, LLC | 15 | 0.5% | — |
| 38 | HOMEXPRESS MORTGAGE CORP. | 15 | 0.5% | — |
| 39 | KIND LENDING, LLC | 14 | 0.5% | — |
| 40 | MISSION LOANS, LLC | 14 | 0.5% | — |
Top 40 of 205 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps