California · HMDA 2025
Mortgage lenders in Inyo County, CA
106 lenders reported 532 home-loan applications in Inyo County in 2025. 232 closed as loans ($69.9M), 53 were denied — a 17.0% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 31% of applications, led by Kiavi Funding, Inc.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 532
- Loans originated
- 232
- Purchase / refinance
- 112 / 81
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Inyo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 82 | 15.4% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 49 | 9.2% | — |
| 3 | 21st Mortgage Corporation | 33 | 6.2% | — |
| 4 | Rocket Mortgage, LLC | 27 | 5.1% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 3.6% | 14.1% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 19 | 3.6% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 3.6% | — |
| 8 | FIRST COLONY MORTGAGE CORPORATION | 16 | 3.0% | — |
| 9 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 16 | 3.0% | 74.7% |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 12 | 2.3% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 2.1% | 39.5% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 10 | 1.9% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 9 | 1.7% | 44.7% |
| 14 | NATIONSTAR MORTGAGE LLC | 9 | 1.7% | — |
| 15 | El Dorado Savings Bank, F.S.B. | 9 | 1.7% | — |
| 16 | Loandepot.Com, LLC | 8 | 1.5% | — |
| 17 | FIGURE LENDING LLC | 8 | 1.5% | — |
| 18 | Broker Solutions, Inc. | 7 | 1.3% | — |
| 19 | GUILD MORTGAGE COMPANY | 7 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 6 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 6 | 1.1% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.9% | 32.9% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.9% | 22.2% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.9% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.9% | — |
| 26 | MICHIGAN MUTUAL, INC. | 5 | 0.9% | — |
| 27 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | 0.8% | — |
| 28 | MASON MCDUFFIE MORTGAGE CORPORATION | 4 | 0.8% | — |
| 29 | CMG MORTGAGE, INC. | 3 | 0.6% | — |
| 30 | NEWREZ LLC | 3 | 0.6% | — |
| 31 | Fairway Independent Mortgage Corporation | 3 | 0.6% | — |
| 32 | Lendage, LLC | 3 | 0.6% | — |
| 33 | THE LOAN STORE, INC. | 3 | 0.6% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.6% | — |
| 35 | PLAZA HOME MORTGAGE, INC. | 3 | 0.6% | — |
| 36 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 0.6% | — |
| 37 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 3 | 0.6% | 34.0% |
| 38 | MISSION LOANS, LLC | 3 | 0.6% | — |
| 39 | PHH Mortgage Corporation | 3 | 0.6% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 3 | 0.6% | 3.0% |
Top 40 of 106 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps