California · HMDA 2025
Mortgage lenders in Kings County, CA
234 lenders reported 4,822 home-loan applications in Kings County in 2025. 2,345 closed as loans ($689.3M), 672 were denied — a 21.2% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,822
- Loans originated
- 2,345
- Purchase / refinance
- 1,339 / 690
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kings County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 322 | 6.7% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 268 | 5.6% | — |
| 3 | GOLDEN EMPIRE MORTGAGE, INC. | 263 | 5.5% | — |
| 4 | Navy Federal Credit Union 66 out of 100, Moderate | 196 | 4.1% | 32.9% |
| 5 | Rocket Mortgage, LLC | 194 | 4.0% | — |
| 6 | LENNAR MORTGAGE, LLC | 188 | 3.9% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 188 | 3.9% | — |
| 8 | ALAMEDA MORTGAGE CORPORATION | 174 | 3.6% | — |
| 9 | NEWREZ LLC | 168 | 3.5% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 129 | 2.7% | 14.1% |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 120 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 115 | 2.4% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 102 | 2.1% | — |
| 14 | EDUCATIONAL EMPLOYEES CREDIT UNION 96 out of 100, Very strong | 101 | 2.1% | 52.0% |
| 15 | NATIONSTAR MORTGAGE LLC | 96 | 2.0% | — |
| 16 | KIND LENDING, LLC | 92 | 1.9% | — |
| 17 | FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION 92 out of 100, Very strong | 85 | 1.8% | 41.3% |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 76 | 1.6% | — |
| 19 | THE GOLDEN 1 | 66 | 1.4% | — |
| 20 | FIGURE LENDING LLC | 63 | 1.3% | — |
| 21 | DHI MORTGAGE COMPANY, LTD. | 60 | 1.2% | — |
| 22 | SPRING EQ, LLC | 53 | 1.1% | — |
| 23 | CLM MORTGAGE, INC. | 52 | 1.1% | — |
| 24 | THE LOAN STORE, INC. | 50 | 1.0% | — |
| 25 | PHH Mortgage Corporation | 50 | 1.0% | — |
| 26 | Loandepot.Com, LLC | 48 | 1.0% | — |
| 27 | PLANET HOME LENDING, LLC | 46 | 1.0% | — |
| 28 | Commerce Home Mortgage, Inc. | 46 | 1.0% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 45 | 0.9% | 44.7% |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 41 | 0.9% | 39.5% |
| 31 | BMO Bank National Association 83 out of 100, Strong | 39 | 0.8% | 40.5% |
| 32 | AmeriSave Mortgage Corporation | 37 | 0.8% | — |
| 33 | INSPIRE HOME LOANS INC. | 37 | 0.8% | — |
| 34 | Broker Solutions, Inc. | 36 | 0.7% | — |
| 35 | OCMBC, INC. | 36 | 0.7% | — |
| 36 | GoodLeap, LLC | 35 | 0.7% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 0.7% | — |
| 38 | CMG MORTGAGE, INC. | 33 | 0.7% | — |
| 39 | Discover Bank | 33 | 0.7% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 29 | 0.6% | — |
Top 40 of 234 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps