California · HMDA 2025
Mortgage lenders in Madera County, CA
303 lenders reported 7,005 home-loan applications in Madera County in 2025. 3,401 closed as loans ($1.1B), 1,165 were denied — a 24.4% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,005
- Loans originated
- 3,401
- Purchase / refinance
- 2,086 / 858
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madera County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 530 | 7.6% | — |
| 2 | LENNAR MORTGAGE, LLC | 453 | 6.5% | — |
| 3 | KIND LENDING, LLC | 374 | 5.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 324 | 4.6% | — |
| 5 | Rocket Mortgage, LLC | 308 | 4.4% | — |
| 6 | ALAMEDA MORTGAGE CORPORATION | 301 | 4.3% | — |
| 7 | THE GOLDEN 1 | 199 | 2.8% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 194 | 2.8% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 185 | 2.6% | 14.1% |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 182 | 2.6% | — |
| 11 | GOLDEN EMPIRE MORTGAGE, INC. | 173 | 2.5% | — |
| 12 | EDUCATIONAL EMPLOYEES CREDIT UNION 96 out of 100, Very strong | 165 | 2.4% | 52.0% |
| 13 | NEWREZ LLC | 144 | 2.1% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 132 | 1.9% | 39.5% |
| 15 | SPRING EQ, LLC | 129 | 1.8% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 123 | 1.8% | — |
| 17 | CMG MORTGAGE, INC. | 112 | 1.6% | — |
| 18 | Sierra Pacific Mortgage Company, Inc. | 112 | 1.6% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 109 | 1.6% | 44.7% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 90 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 85 | 1.2% | — |
| 22 | PLANET HOME LENDING, LLC | 72 | 1.0% | — |
| 23 | PHH Mortgage Corporation | 72 | 1.0% | — |
| 24 | NOBLE | 70 | 1.0% | — |
| 25 | Loandepot.Com, LLC | 66 | 0.9% | — |
| 26 | THE LOAN STORE, INC. | 64 | 0.9% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 57 | 0.8% | 3.0% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 56 | 0.8% | 32.9% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 55 | 0.8% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 55 | 0.8% | — |
| 31 | Tri Counties Bank 70 out of 100, Strong | 55 | 0.8% | 34.2% |
| 32 | Broker Solutions, Inc. | 53 | 0.8% | — |
| 33 | Mortgage Research Center, LLC | 53 | 0.8% | — |
| 34 | INSPIRE HOME LOANS INC. | 49 | 0.7% | — |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 49 | 0.7% | — |
| 36 | Fairway Independent Mortgage Corporation | 41 | 0.6% | — |
| 37 | CLM MORTGAGE, INC. | 41 | 0.6% | — |
| 38 | PACIFIC SERVICE CREDIT UNION 82 out of 100, Strong | 41 | 0.6% | 18.9% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 40 | 0.6% | 22.2% |
| 40 | PLAZA HOME MORTGAGE, INC. | 38 | 0.5% | — |
Top 40 of 303 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps