California · HMDA 2025
Mortgage lenders in Modoc County, CA
59 lenders reported 192 home-loan applications in Modoc County in 2025. 86 closed as loans ($14.9M), 34 were denied — a 27.0% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 28% of applications, led by CROSSCOUNTRY MORTGAGE, INC.. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 192
- Loans originated
- 86
- Purchase / refinance
- 50 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Modoc County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CROSSCOUNTRY MORTGAGE, INC. | 33 | 17.2% | — |
| 2 | Rocket Mortgage, LLC | 11 | 5.7% | — |
| 3 | NEWREZ LLC | 9 | 4.7% | — |
| 4 | Fairway Independent Mortgage Corporation | 9 | 4.7% | — |
| 5 | PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | 4.7% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 4.2% | 39.5% |
| 7 | FIGURE LENDING LLC | 8 | 4.2% | — |
| 8 | Broker Solutions, Inc. | 6 | 3.1% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 6 | 3.1% | — |
| 10 | AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | 3.1% | — |
| 11 | Coastal Community Bank 35 out of 100, Low | 5 | 2.6% | 3.0% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.1% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.1% | — |
| 15 | AmeriSave Mortgage Corporation | 4 | 2.1% | — |
| 16 | Mortgage Research Center, LLC | 4 | 2.1% | — |
| 17 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | 2.1% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 4 | 2.1% | — |
| 19 | Loandepot.Com, LLC | 3 | 1.6% | — |
| 20 | NEW DAY FINANCIAL, LLC | 3 | 1.6% | — |
| 21 | 21st Mortgage Corporation | 2 | 1.0% | — |
| 22 | ROYAL PACIFIC FUNDING CORP. | 2 | 1.0% | — |
| 23 | SUMMIT FUNDING, INC. | 2 | 1.0% | — |
| 24 | FINANCE OF AMERICA REVERSE LLC | 2 | 1.0% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 2 | 1.0% | — |
| 26 | Valon Mortgage, Inc. | 2 | 1.0% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 1.0% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.0% | — |
| 29 | Umpqua Bank 64 out of 100, Moderate | 2 | 1.0% | 28.5% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 31 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.5% | — |
| 32 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 33 | Discover Bank | 1 | 0.5% | — |
| 34 | GUARANTEED RATE, INC. | 1 | 0.5% | — |
| 35 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 38 | SPRING EQ, LLC | 1 | 0.5% | — |
| 39 | THE LOAN STORE, INC. | 1 | 0.5% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
Top 40 of 59 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps