California · HMDA 2025
Mortgage lenders in Mono County, CA
153 lenders reported 856 home-loan applications in Mono County in 2025. 469 closed as loans ($262.3M), 97 were denied — a 16.6% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 32% of applications, led by CROSSCOUNTRY MORTGAGE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 856
- Loans originated
- 469
- Purchase / refinance
- 278 / 147
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mono County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CROSSCOUNTRY MORTGAGE, INC. | 148 | 17.3% | — |
| 2 | AMERICAN PACIFIC MORTGAGE CORPORATION | 78 | 9.1% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 49 | 5.7% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 38 | 4.4% | 39.5% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 3.3% | 14.1% |
| 6 | Rocket Mortgage, LLC | 27 | 3.2% | — |
| 7 | Citadel Servicing Corporation | 21 | 2.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 20 | 2.3% | — |
| 9 | THE LOAN STORE, INC. | 19 | 2.2% | — |
| 10 | NEWREZ LLC | 17 | 2.0% | — |
| 11 | FIGURE LENDING LLC | 14 | 1.6% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 13 | 1.5% | 44.7% |
| 13 | SPRING EQ, LLC | 13 | 1.5% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.4% | — |
| 15 | GUARANTEED RATE, INC. | 10 | 1.2% | — |
| 16 | DEEPHAVEN MORTGAGE LLC | 10 | 1.2% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.1% | 32.9% |
| 18 | SCHOOLSFIRST | 9 | 1.1% | — |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 9 | 1.1% | — |
| 20 | CMG MORTGAGE, INC. | 8 | 0.9% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 8 | 0.9% | 22.2% |
| 22 | Broker Solutions, Inc. | 8 | 0.9% | — |
| 23 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.8% | — |
| 24 | PHH Mortgage Corporation | 7 | 0.8% | — |
| 25 | 21st Mortgage Corporation | 6 | 0.7% | — |
| 26 | JMAC LENDING, INC. | 6 | 0.7% | — |
| 27 | PFN Lending Group, Inc. | 6 | 0.7% | — |
| 28 | FUNDLOANS CAPITAL | 6 | 0.7% | — |
| 29 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | 0.7% | — |
| 30 | KIND LENDING, LLC | 6 | 0.7% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 6 | 0.7% | 24.0% |
| 32 | Coastal Community Bank 35 out of 100, Low | 6 | 0.7% | 3.0% |
| 33 | AmeriSave Mortgage Corporation | 5 | 0.6% | — |
| 34 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 5 | 0.6% | — |
| 35 | KINECTA | 5 | 0.6% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 5 | 0.6% | — |
| 37 | Charles Schwab Bank, SSB 81 out of 100, Strong | 5 | 0.6% | 5.2% |
| 38 | Mortgage Research Center, LLC | 4 | 0.5% | — |
| 39 | Cornerstone First Mortgage, Inc | 4 | 0.5% | — |
| 40 | BMO Bank National Association 83 out of 100, Strong | 4 | 0.5% | 40.5% |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps