California · HMDA 2025
Mortgage lenders in Tuolumne County, CA
239 lenders reported 2,268 home-loan applications in Tuolumne County in 2025. 1,163 closed as loans ($310.4M), 362 were denied — a 22.6% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 24% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,268
- Loans originated
- 1,163
- Purchase / refinance
- 647 / 310
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Tuolumne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 220 | 9.7% | — |
| 2 | Fairway Independent Mortgage Corporation | 175 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 141 | 6.2% | — |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 69 | 3.0% | 44.7% |
| 5 | SPRING EQ, LLC | 62 | 2.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 61 | 2.7% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 56 | 2.5% | 14.1% |
| 8 | NATIONSTAR MORTGAGE LLC | 46 | 2.0% | — |
| 9 | NEWREZ LLC | 44 | 1.9% | — |
| 10 | THE LOAN STORE, INC. | 43 | 1.9% | — |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 42 | 1.9% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 40 | 1.8% | — |
| 13 | 21st Mortgage Corporation | 37 | 1.6% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 37 | 1.6% | 39.5% |
| 15 | GUARANTEED RATE, INC. | 36 | 1.6% | — |
| 16 | FIGURE LENDING LLC | 34 | 1.5% | — |
| 17 | Broker Solutions, Inc. | 31 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 31 | 1.4% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 30 | 1.3% | — |
| 20 | El Dorado Savings Bank, F.S.B. | 30 | 1.3% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 29 | 1.3% | 3.0% |
| 22 | AMERICAN PACIFIC MORTGAGE CORPORATION | 28 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.2% | — |
| 24 | KIND LENDING, LLC | 26 | 1.1% | — |
| 25 | Umpqua Bank 64 out of 100, Moderate | 26 | 1.1% | 28.5% |
| 26 | BANK OF STOCKTON 94 out of 100, Very strong | 24 | 1.1% | 31.2% |
| 27 | GUILD MORTGAGE COMPANY | 22 | 1.0% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 0.9% | 32.9% |
| 29 | Loandepot.Com, LLC | 21 | 0.9% | — |
| 30 | THE GOLDEN 1 | 21 | 0.9% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 20 | 0.9% | 33.8% |
| 32 | CMG MORTGAGE, INC. | 19 | 0.8% | — |
| 33 | FREEDOM MORTGAGE CORPORATION | 19 | 0.8% | — |
| 34 | MASON MCDUFFIE MORTGAGE CORPORATION | 19 | 0.8% | — |
| 35 | Equity Prime Mortgage LLC | 17 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 16 | 0.7% | 22.2% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 0.7% | — |
| 38 | Mortgage Research Center, LLC | 14 | 0.6% | — |
| 39 | NETWORK CAPITAL FUNDING CORPORATION | 14 | 0.6% | — |
| 40 | PLANET HOME LENDING, LLC | 13 | 0.6% | — |
Top 40 of 239 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps