California · HMDA 2025
Mortgage lenders in Yolo County, CA
318 lenders reported 5,343 home-loan applications in Yolo County in 2025. 2,819 closed as loans ($1.3B), 778 were denied — a 20.5% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 21% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,343
- Loans originated
- 2,819
- Purchase / refinance
- 1,393 / 898
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yolo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 521 | 9.8% | — |
| 2 | THE GOLDEN 1 | 309 | 5.8% | — |
| 3 | Rocket Mortgage, LLC | 295 | 5.5% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 202 | 3.8% | 14.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 180 | 3.4% | — |
| 6 | GUILD MORTGAGE COMPANY | 141 | 2.6% | — |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 140 | 2.6% | 44.7% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 137 | 2.6% | 39.5% |
| 9 | NEWREZ LLC | 122 | 2.3% | — |
| 10 | SPRING EQ, LLC | 114 | 2.1% | — |
| 11 | THE LOAN STORE, INC. | 101 | 1.9% | — |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 99 | 1.9% | — |
| 13 | FIGURE LENDING LLC | 93 | 1.7% | — |
| 14 | Loandepot.Com, LLC | 88 | 1.6% | — |
| 15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 78 | 1.5% | — |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 75 | 1.4% | — |
| 17 | KIND LENDING, LLC | 74 | 1.4% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 70 | 1.3% | 3.0% |
| 19 | Yolo Federal Credit Union 76 out of 100, Strong | 69 | 1.3% | 41.4% |
| 20 | FREEDOM MORTGAGE CORPORATION | 69 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 65 | 1.2% | — |
| 22 | GUARANTEED RATE, INC. | 64 | 1.2% | — |
| 23 | LENNAR MORTGAGE, LLC | 63 | 1.2% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 59 | 1.1% | — |
| 25 | 21st Mortgage Corporation | 57 | 1.1% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 52 | 1.0% | — |
| 27 | CMG MORTGAGE, INC. | 51 | 1.0% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 51 | 1.0% | 22.2% |
| 29 | Broker Solutions, Inc. | 50 | 0.9% | — |
| 30 | Mortgage Research Center, LLC | 48 | 0.9% | — |
| 31 | INSPIRE HOME LOANS INC. | 48 | 0.9% | — |
| 32 | SCHOOLSFIRST | 47 | 0.9% | — |
| 33 | Paramount Residential Mortgage Group, Inc. | 43 | 0.8% | — |
| 34 | Tri Counties Bank 70 out of 100, Strong | 41 | 0.8% | 34.2% |
| 35 | AmeriSave Mortgage Corporation | 40 | 0.7% | — |
| 36 | TRAVIS CREDIT UNION 65 out of 100, Moderate | 38 | 0.7% | 10.2% |
| 37 | PHH Mortgage Corporation | 37 | 0.7% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 36 | 0.7% | — |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 0.6% | 32.9% |
| 40 | BMO Bank National Association 58 out of 100, Moderate | 33 | 0.6% | 40.5% |
Top 40 of 318 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps