Illinois · HMDA 2025
Mortgage lenders in Cass County, IL
57 lenders reported 243 home-loan applications in Cass County in 2025. 140 closed as loans ($15.0M), 36 were denied — a 20.1% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 43% of applications, led by Petefish, Skiles & Co.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 243
- Loans originated
- 140
- Purchase / refinance
- 80 / 42
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cass County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Petefish, Skiles & Co. 75 out of 100, Strong | 51 | 21.0% | 17.9% |
| 2 | West Central Bank 60 out of 100, Moderate | 36 | 14.8% | 2.2% |
| 3 | THE FAMILY | 17 | 7.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 11 | 4.5% | — |
| 5 | Rocket Mortgage, LLC | 10 | 4.1% | — |
| 6 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 10 | 4.1% | — |
| 7 | NEWREZ LLC | 7 | 2.9% | — |
| 8 | CITIZENS EQUITY FIRST | 7 | 2.9% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 2.1% | 39.5% |
| 10 | Paramount Residential Mortgage Group, Inc. | 5 | 2.1% | — |
| 11 | Mortgage Research Center, LLC | 4 | 1.6% | — |
| 12 | CNB Bank And Trust, N.A. | 4 | 1.6% | — |
| 13 | Loandepot.Com, LLC | 3 | 1.2% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.2% | — |
| 15 | GUARANTEED RATE, INC. | 3 | 1.2% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.2% | — |
| 17 | NEW DAY FINANCIAL, LLC | 3 | 1.2% | — |
| 18 | Bank of Springfield 55 out of 100, Moderate | 3 | 1.2% | 7.7% |
| 19 | HEARTLAND | 3 | 1.2% | — |
| 20 | United Community Bank 72 out of 100, Strong | 3 | 1.2% | 10.6% |
| 21 | Broker Solutions, Inc. | 2 | 0.8% | — |
| 22 | Regions Bank 64 out of 100, Moderate | 2 | 0.8% | 43.1% |
| 23 | AmeriSave Mortgage Corporation | 2 | 0.8% | — |
| 24 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.8% | 33.8% |
| 25 | LEADERONE FINANCIAL CORPORATION | 2 | 0.8% | — |
| 26 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 27 | Carrollton Bank 58 out of 100, Moderate | 2 | 0.8% | 7.4% |
| 28 | The Havana National Bank 55 out of 100, Moderate | 2 | 0.8% | 18.5% |
| 29 | Alliance Community Bank 70 out of 100, Strong | 2 | 0.8% | 7.9% |
| 30 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.8% | — |
| 32 | KEY MORTGAGE SERVICES, INC. | 2 | 0.8% | — |
| 33 | PHH Mortgage Corporation | 2 | 0.8% | — |
| 34 | Heartland Bank and Trust Company 80 out of 100, Strong | 2 | 0.8% | 17.2% |
| 35 | Magnolia Bank, Incorporated 49 out of 100, Below average | 2 | 0.8% | 10.3% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.4% | 14.1% |
| 38 | Discover Bank | 1 | 0.4% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 40 | FIGURE LENDING LLC | 1 | 0.4% | — |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps