Illinois · HMDA 2025
Mortgage lenders in Kane County, IL
467 lenders reported 21,571 home-loan applications in Kane County in 2025. 11,763 closed as loans ($3.2B), 2,907 were denied — a 19.1% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 13% of applications, led by JPMorgan Chase Bank, National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 21,571
- Loans originated
- 11,763
- Purchase / refinance
- 5,997 / 3,432
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,106 | 5.1% | 14.1% |
| 2 | GUARANTEED RATE, INC. | 892 | 4.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 883 | 4.1% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 804 | 3.7% | — |
| 5 | Rocket Mortgage, LLC | 745 | 3.5% | — |
| 6 | BMO Bank National Association 83 out of 100, Strong | 653 | 3.0% | 40.5% |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 648 | 3.0% | 34.0% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 638 | 3.0% | 39.5% |
| 9 | GUILD MORTGAGE COMPANY | 509 | 2.4% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 474 | 2.2% | — |
| 11 | CONSUMERS COOPERATIVE CREDIT UNION | 473 | 2.2% | — |
| 12 | NEWREZ LLC | 472 | 2.2% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 453 | 2.1% | 33.8% |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 449 | 2.1% | — |
| 15 | GREENSTATE Credit Union 50 out of 100, Below average | 416 | 1.9% | 10.1% |
| 16 | DHI MORTGAGE COMPANY, LTD. | 402 | 1.9% | — |
| 17 | Old Second National Bank 71 out of 100, Strong | 390 | 1.8% | 13.7% |
| 18 | The Huntington National Bank 59 out of 100, Moderate | 379 | 1.8% | 31.6% |
| 19 | Fairway Independent Mortgage Corporation | 374 | 1.7% | — |
| 20 | Loandepot.Com, LLC | 374 | 1.7% | — |
| 21 | First American Bank 63 out of 100, Moderate | 332 | 1.5% | 33.0% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 325 | 1.5% | 44.7% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 281 | 1.3% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 281 | 1.3% | 3.0% |
| 25 | FREEDOM MORTGAGE CORPORATION | 276 | 1.3% | — |
| 26 | First National Bank of Omaha 72 out of 100, Strong | 264 | 1.2% | 25.9% |
| 27 | FIGURE LENDING LLC | 215 | 1.0% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 212 | 1.0% | — |
| 29 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 203 | 0.9% | 9.1% |
| 30 | LENNAR MORTGAGE, LLC | 201 | 0.9% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 197 | 0.9% | 24.0% |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 188 | 0.9% | — |
| 33 | Discover Bank | 178 | 0.8% | — |
| 34 | KEY MORTGAGE SERVICES, INC. | 178 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 172 | 0.8% | — |
| 36 | NVR Mortgage Finance, Inc. | 168 | 0.8% | — |
| 37 | COMPASS MORTGAGE, INC. | 164 | 0.8% | — |
| 38 | M/I FINANCIAL, LLC | 159 | 0.7% | — |
| 39 | SPRING EQ, LLC | 157 | 0.7% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 154 | 0.7% | — |
Top 40 of 467 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps
- McLean County 6,052 apps