Illinois · HMDA 2025
Mortgage lenders in Peoria County, IL
267 lenders reported 6,053 home-loan applications in Peoria County in 2025. 3,551 closed as loans ($658.4M), 779 were denied — a 17.4% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 32% of applications, led by CITIZENS EQUITY FIRST. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,053
- Loans originated
- 3,551
- Purchase / refinance
- 2,191 / 780
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Peoria County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CITIZENS EQUITY FIRST | 1,165 | 19.2% | — |
| 2 | FLAT BRANCH MORTGAGE, INC. | 425 | 7.0% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 325 | 5.4% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 317 | 5.2% | 39.5% |
| 5 | Morton Community Bank 72 out of 100, Strong | 267 | 4.4% | 11.4% |
| 6 | MLD MORTGAGE INC. | 257 | 4.2% | — |
| 7 | Rocket Mortgage, LLC | 206 | 3.4% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 196 | 3.2% | 33.8% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 172 | 2.8% | 14.1% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 132 | 2.2% | — |
| 11 | NEWREZ LLC | 114 | 1.9% | — |
| 12 | Mortgage Research Center, LLC | 112 | 1.9% | — |
| 13 | INB, National Association 62 out of 100, Moderate | 112 | 1.9% | 5.0% |
| 14 | Better Banks 59 out of 100, Moderate | 95 | 1.6% | 2.4% |
| 15 | Zippy Loans, LLC | 81 | 1.3% | — |
| 16 | Commerce Bank 76 out of 100, Strong | 81 | 1.3% | 33.2% |
| 17 | Busey Bank 74 out of 100, Strong | 68 | 1.1% | 13.9% |
| 18 | Coastal Community Bank 35 out of 100, Low | 57 | 0.9% | 3.0% |
| 19 | NATIONSTAR MORTGAGE LLC | 56 | 0.9% | — |
| 20 | Broker Solutions, Inc. | 51 | 0.8% | — |
| 21 | AmeriSave Mortgage Corporation | 50 | 0.8% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.8% | 32.9% |
| 23 | Goodfield State Bank 57 out of 100, Moderate | 45 | 0.7% | 0.7% |
| 24 | PLANET HOME LENDING, LLC | 42 | 0.7% | — |
| 25 | Loandepot.Com, LLC | 41 | 0.7% | — |
| 26 | Regions Bank 64 out of 100, Moderate | 41 | 0.7% | 43.1% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 41 | 0.7% | 44.7% |
| 28 | FREEDOM MORTGAGE CORPORATION | 41 | 0.7% | — |
| 29 | Synergy One Lending, Inc. | 39 | 0.6% | — |
| 30 | CBI Bank & Trust | 39 | 0.6% | — |
| 31 | First State Bank of Forrest 49 out of 100, Below average | 35 | 0.6% | 6.1% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 0.5% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 32 | 0.5% | 22.2% |
| 34 | FIGURE LENDING LLC | 32 | 0.5% | — |
| 35 | LEADERONE FINANCIAL CORPORATION | 31 | 0.5% | — |
| 36 | Heartland Bank and Trust Company 80 out of 100, Strong | 30 | 0.5% | 17.2% |
| 37 | SPRING EQ, LLC | 29 | 0.5% | — |
| 38 | Kiavi Funding, Inc. | 26 | 0.4% | — |
| 39 | GUARANTEED RATE, INC. | 24 | 0.4% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 24 | 0.4% | — |
Top 40 of 267 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- McLean County 6,052 apps