Illinois · HMDA 2025
Mortgage lenders in Lake County, IL
514 lenders reported 28,380 home-loan applications in Lake County in 2025. 14,702 closed as loans ($5.0B), 3,849 were denied — a 19.8% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 14% of applications, led by JPMorgan Chase Bank, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 28,380
- Loans originated
- 14,702
- Purchase / refinance
- 7,216 / 4,870
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,636 | 5.8% | 14.1% |
| 2 | GUARANTEED RATE, INC. | 1,228 | 4.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,036 | 3.7% | — |
| 4 | Rocket Mortgage, LLC | 1,031 | 3.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 938 | 3.3% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 892 | 3.1% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 773 | 2.7% | 34.0% |
| 8 | CONSUMERS COOPERATIVE CREDIT UNION | 771 | 2.7% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 677 | 2.4% | 39.5% |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 665 | 2.3% | 44.7% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 647 | 2.3% | 33.8% |
| 12 | The Huntington National Bank 59 out of 100, Moderate | 643 | 2.3% | 31.6% |
| 13 | BMO Bank National Association 83 out of 100, Strong | 581 | 2.0% | 40.5% |
| 14 | NEWREZ LLC | 567 | 2.0% | — |
| 15 | Baxter Credit Union 60 out of 100, Moderate | 555 | 2.0% | 20.2% |
| 16 | Old National Bank 59 out of 100, Moderate | 517 | 1.8% | 22.1% |
| 17 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 503 | 1.8% | 9.1% |
| 18 | Fairway Independent Mortgage Corporation | 478 | 1.7% | — |
| 19 | Citibank, National Association 60 out of 100, Moderate | 401 | 1.4% | 24.0% |
| 20 | NATIONSTAR MORTGAGE LLC | 400 | 1.4% | — |
| 21 | GREENSTATE Credit Union 50 out of 100, Below average | 383 | 1.3% | 10.1% |
| 22 | Loandepot.Com, LLC | 376 | 1.3% | — |
| 23 | Mortgage Research Center, LLC | 365 | 1.3% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 362 | 1.3% | 32.9% |
| 25 | Coastal Community Bank 35 out of 100, Low | 347 | 1.2% | 3.0% |
| 26 | FREEDOM MORTGAGE CORPORATION | 341 | 1.2% | — |
| 27 | First American Bank 63 out of 100, Moderate | 329 | 1.2% | 33.0% |
| 28 | Abbott Laboratories Employees Credit Union | 317 | 1.1% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 306 | 1.1% | — |
| 30 | Broker Solutions, Inc. | 280 | 1.0% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 276 | 1.0% | — |
| 32 | Discover Bank | 267 | 0.9% | — |
| 33 | OriginPoint, LLC | 259 | 0.9% | — |
| 34 | THE LOAN STORE, INC. | 249 | 0.9% | — |
| 35 | SPRING EQ, LLC | 212 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 205 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 197 | 0.7% | — |
| 38 | UNION HOME MORTGAGE CORP. | 195 | 0.7% | — |
| 39 | AmeriSave Mortgage Corporation | 191 | 0.7% | — |
| 40 | KEY MORTGAGE SERVICES, INC. | 157 | 0.6% | — |
Top 40 of 514 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps
- McLean County 6,052 apps