Illinois · HMDA 2025
Mortgage lenders in Kendall County, IL
323 lenders reported 7,582 home-loan applications in Kendall County in 2025. 4,039 closed as loans ($1.2B), 1,041 were denied — a 19.6% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 14% of applications, led by JPMorgan Chase Bank, National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,582
- Loans originated
- 4,039
- Purchase / refinance
- 1,982 / 1,283
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kendall County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 362 | 4.8% | 14.1% |
| 2 | GUARANTEED RATE, INC. | 362 | 4.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 355 | 4.7% | — |
| 4 | Rocket Mortgage, LLC | 328 | 4.3% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 320 | 4.2% | — |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 249 | 3.3% | 34.0% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 212 | 2.8% | 39.5% |
| 8 | NEWREZ LLC | 201 | 2.7% | — |
| 9 | GUILD MORTGAGE COMPANY | 201 | 2.7% | — |
| 10 | NATIONSTAR MORTGAGE LLC | 198 | 2.6% | — |
| 11 | Loandepot.Com, LLC | 171 | 2.3% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 161 | 2.1% | — |
| 13 | Old Second National Bank 71 out of 100, Strong | 156 | 2.1% | 13.7% |
| 14 | DHI MORTGAGE COMPANY, LTD. | 151 | 2.0% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 147 | 1.9% | — |
| 16 | BMO Bank National Association 83 out of 100, Strong | 128 | 1.7% | 40.5% |
| 17 | NVR Mortgage Finance, Inc. | 118 | 1.6% | — |
| 18 | M/I FINANCIAL, LLC | 109 | 1.4% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 108 | 1.4% | 3.0% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 100 | 1.3% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 97 | 1.3% | 33.8% |
| 22 | LENNAR MORTGAGE, LLC | 92 | 1.2% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 92 | 1.2% | 44.7% |
| 24 | AMERICAN PACIFIC MORTGAGE CORPORATION | 92 | 1.2% | — |
| 25 | First National Bank of Omaha 72 out of 100, Strong | 89 | 1.2% | 25.9% |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 87 | 1.1% | 31.6% |
| 27 | Fairway Independent Mortgage Corporation | 87 | 1.1% | — |
| 28 | SPRING EQ, LLC | 84 | 1.1% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 83 | 1.1% | — |
| 30 | GREENSTATE Credit Union 50 out of 100, Below average | 74 | 1.0% | 10.1% |
| 31 | Discover Bank | 71 | 0.9% | — |
| 32 | Mortgage Research Center, LLC | 70 | 0.9% | — |
| 33 | THE LOAN STORE, INC. | 70 | 0.9% | — |
| 34 | COMPASS MORTGAGE, INC. | 68 | 0.9% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 67 | 0.9% | 32.9% |
| 36 | FIGURE LENDING LLC | 67 | 0.9% | — |
| 37 | AmeriSave Mortgage Corporation | 62 | 0.8% | — |
| 38 | First American Bank 63 out of 100, Moderate | 62 | 0.8% | 33.0% |
| 39 | Broker Solutions, Inc. | 61 | 0.8% | — |
| 40 | Old National Bank 59 out of 100, Moderate | 60 | 0.8% | 22.1% |
Top 40 of 323 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps
- McLean County 6,052 apps