Illinois · HMDA 2025
Mortgage lenders in Coles County, IL
133 lenders reported 1,186 home-loan applications in Coles County in 2025. 567 closed as loans ($85.6M), 222 were denied — a 26.8% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 30% of applications, led by First Mid Bank & Trust, National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,186
- Loans originated
- 567
- Purchase / refinance
- 354 / 122
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Coles County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 169 | 14.2% | 22.9% |
| 2 | Zippy Loans, LLC | 117 | 9.9% | — |
| 3 | Rocket Mortgage, LLC | 73 | 6.2% | — |
| 4 | 21st Mortgage Corporation | 64 | 5.4% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 55 | 4.6% | 39.5% |
| 6 | Broker Solutions, Inc. | 51 | 4.3% | — |
| 7 | Prairie State Bank and Trust 80 out of 100, Strong | 51 | 4.3% | 3.9% |
| 8 | Mortgage Research Center, LLC | 47 | 4.0% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.3% | — |
| 10 | FLAT BRANCH MORTGAGE, INC. | 36 | 3.0% | — |
| 11 | First Financial Bank, National Association 68 out of 100, Moderate | 32 | 2.7% | 28.8% |
| 12 | AmeriSave Mortgage Corporation | 18 | 1.5% | — |
| 13 | NEW DAY FINANCIAL, LLC | 18 | 1.5% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.4% | 14.1% |
| 15 | Loandepot.Com, LLC | 15 | 1.3% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.3% | — |
| 17 | Longview Bank 62 out of 100, Moderate | 14 | 1.2% | 2.1% |
| 18 | Coastal Community Bank 35 out of 100, Low | 14 | 1.2% | 3.0% |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 1.1% | — |
| 20 | FIGURE LENDING LLC | 13 | 1.1% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 13 | 1.1% | — |
| 22 | COMMUNITY BANC MORTGAGE CORPORATION | 12 | 1.0% | — |
| 23 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 24 | NEWREZ LLC | 9 | 0.8% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 9 | 0.8% | — |
| 26 | CASTLE & COOKE MORTGAGE, LLC | 9 | 0.8% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.8% | — |
| 28 | Fairway Independent Mortgage Corporation | 8 | 0.7% | — |
| 29 | GERSHMAN INVESTMENT CORP. | 7 | 0.6% | — |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 7 | 0.6% | 34.0% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.5% | 22.2% |
| 32 | Discover Bank | 6 | 0.5% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.5% | — |
| 34 | Morton Community Bank 72 out of 100, Strong | 6 | 0.5% | 11.4% |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.4% | — |
| 36 | Dieterich Bank 46 out of 100, Below average | 5 | 0.4% | 8.8% |
| 37 | Busey Bank 74 out of 100, Strong | 5 | 0.4% | 13.9% |
| 38 | ROYAL UNITED MORTGAGE LLC | 5 | 0.4% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.4% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.3% | 32.9% |
Top 40 of 133 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps