Illinois · HMDA 2025
Mortgage lenders in Fayette County, IL
84 lenders reported 483 home-loan applications in Fayette County in 2025. 245 closed as loans ($32.6M), 92 were denied — a 26.6% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 28% of applications, led by The FNB Community Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 483
- Loans originated
- 245
- Purchase / refinance
- 143 / 78
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The FNB Community Bank 76 out of 100, Strong | 54 | 11.2% | 9.7% |
| 2 | Midland States Bank 62 out of 100, Moderate | 48 | 9.9% | 27.2% |
| 3 | Rocket Mortgage, LLC | 34 | 7.0% | — |
| 4 | Broker Solutions, Inc. | 23 | 4.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 22 | 4.6% | — |
| 6 | SCOTT CREDIT UNION 71 out of 100, Strong | 21 | 4.3% | 23.3% |
| 7 | Petefish, Skiles & Co. 75 out of 100, Strong | 19 | 3.9% | 17.9% |
| 8 | The Peoples State Bank of Newton, Illinois 81 out of 100, Strong | 17 | 3.5% | 7.3% |
| 9 | AmeriSave Mortgage Corporation | 15 | 3.1% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 3.1% | 39.5% |
| 11 | Dieterich Bank 46 out of 100, Below average | 14 | 2.9% | 8.8% |
| 12 | Mortgage Research Center, LLC | 12 | 2.5% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 2.1% | — |
| 14 | 21st Mortgage Corporation | 8 | 1.7% | — |
| 15 | NEWREZ LLC | 7 | 1.4% | — |
| 16 | Fairway Independent Mortgage Corporation | 7 | 1.4% | — |
| 17 | Loandepot.Com, LLC | 7 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 7 | 1.4% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 6 | 1.2% | — |
| 21 | Bank of Hillsboro, National Association | 6 | 1.2% | — |
| 22 | FCB Banks 66 out of 100, Moderate | 6 | 1.2% | 9.4% |
| 23 | Fifth Third Bank, National Association 62 out of 100, Moderate | 6 | 1.2% | 34.0% |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.0% | 44.7% |
| 25 | FIGURE LENDING LLC | 5 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 5 | 1.0% | — |
| 27 | The Bradford National Bank of Greenville 58 out of 100, Moderate | 5 | 1.0% | 5.4% |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.0% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 5 | 1.0% | 3.0% |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.8% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 32 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.6% | — |
| 33 | AMERICAN FINANCING CORPORATION | 3 | 0.6% | — |
| 34 | GERSHMAN INVESTMENT CORP. | 3 | 0.6% | — |
| 35 | NEW DAY FINANCIAL, LLC | 3 | 0.6% | — |
| 36 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 0.6% | — |
| 37 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
| 38 | Discover Bank | 2 | 0.4% | — |
| 39 | GUARANTEED RATE, INC. | 2 | 0.4% | — |
| 40 | GUILD MORTGAGE COMPANY | 2 | 0.4% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps