Illinois · HMDA 2025
Mortgage lenders in Lawrence County, IL
60 lenders reported 286 home-loan applications in Lawrence County in 2025. 149 closed as loans ($20.1M), 59 were denied — a 27.1% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 26% of applications, led by The Peoples State Bank of Newton, Illinois. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 286
- Loans originated
- 149
- Purchase / refinance
- 82 / 42
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lawrence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Peoples State Bank of Newton, Illinois 81 out of 100, Strong | 30 | 10.5% | 7.3% |
| 2 | First Financial Bank, National Association 68 out of 100, Moderate | 24 | 8.4% | 28.8% |
| 3 | Rocket Mortgage, LLC | 21 | 7.3% | — |
| 4 | Liberty | 20 | 7.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 14 | 4.9% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 4.2% | — |
| 7 | Mortgage Research Center, LLC | 12 | 4.2% | — |
| 8 | German American Bank 75 out of 100, Strong | 9 | 3.1% | 17.2% |
| 9 | Broker Solutions, Inc. | 8 | 2.8% | — |
| 10 | RUOFF MORTGAGE COMPANY, INC. | 8 | 2.8% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 7 | 2.4% | 43.1% |
| 12 | FIGURE LENDING LLC | 7 | 2.4% | — |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 7 | 2.4% | 34.0% |
| 14 | AmeriSave Mortgage Corporation | 6 | 2.1% | — |
| 15 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 1.7% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 5 | 1.7% | — |
| 17 | Equity Prime Mortgage LLC | 5 | 1.7% | — |
| 18 | NEWREZ LLC | 4 | 1.4% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.4% | 14.1% |
| 20 | Loandepot.Com, LLC | 4 | 1.4% | — |
| 21 | PLANET HOME LENDING, LLC | 4 | 1.4% | — |
| 22 | NEW DAY FINANCIAL, LLC | 4 | 1.4% | — |
| 23 | CONSUMER REAL ESTATE FINANCE CO. | 4 | 1.4% | — |
| 24 | ROYAL UNITED MORTGAGE LLC | 4 | 1.4% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 4 | 1.4% | 3.0% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.0% | 22.2% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.0% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.0% | 39.5% |
| 29 | Paramount Residential Mortgage Group, Inc. | 3 | 1.0% | — |
| 30 | Old National Bank 59 out of 100, Moderate | 3 | 1.0% | 22.1% |
| 31 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 3 | 1.0% | 17.6% |
| 32 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 3 | 1.0% | 22.9% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.7% | 32.9% |
| 34 | 21st Mortgage Corporation | 2 | 0.7% | — |
| 35 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.7% | — |
| 36 | PLAZA HOME MORTGAGE, INC. | 2 | 0.7% | — |
| 37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.7% | — |
| 38 | Fairway Independent Mortgage Corporation | 1 | 0.3% | — |
| 39 | Discover Bank | 1 | 0.3% | — |
| 40 | GUARANTEED RATE, INC. | 1 | 0.3% | — |
Top 40 of 60 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps