Illinois · HMDA 2025
Mortgage lenders in Mason County, IL
77 lenders reported 395 home-loan applications in Mason County in 2025. 236 closed as loans ($24.6M), 75 were denied — a 23.5% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 32% of applications, led by CITIZENS EQUITY FIRST. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 395
- Loans originated
- 236
- Purchase / refinance
- 151 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mason County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CITIZENS EQUITY FIRST | 51 | 12.9% | — |
| 2 | Petefish, Skiles & Co. 75 out of 100, Strong | 45 | 11.4% | 17.9% |
| 3 | Morton Community Bank 72 out of 100, Strong | 32 | 8.1% | 11.4% |
| 4 | Rocket Mortgage, LLC | 24 | 6.1% | — |
| 5 | FLAT BRANCH MORTGAGE, INC. | 22 | 5.6% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 4.6% | 39.5% |
| 7 | Alliance Community Bank 70 out of 100, Strong | 17 | 4.3% | 7.9% |
| 8 | The Havana National Bank 55 out of 100, Moderate | 16 | 4.1% | 18.5% |
| 9 | Mortgage Research Center, LLC | 8 | 2.0% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.8% | — |
| 11 | AmeriSave Mortgage Corporation | 6 | 1.5% | — |
| 12 | PLANET HOME LENDING, LLC | 6 | 1.5% | — |
| 13 | NEWREZ LLC | 5 | 1.3% | — |
| 14 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 1.3% | 22.2% |
| 15 | Fairway Independent Mortgage Corporation | 5 | 1.3% | — |
| 16 | Loandepot.Com, LLC | 5 | 1.3% | — |
| 17 | Broker Solutions, Inc. | 5 | 1.3% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.3% | — |
| 19 | The First National Bank in Tremont 67 out of 100, Moderate | 5 | 1.3% | 11.7% |
| 20 | Heartland Bank and Trust Company 80 out of 100, Strong | 5 | 1.3% | 17.2% |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 1.0% | 33.8% |
| 22 | FIRST STATE MORTGAGE SERVICES, LLC | 4 | 1.0% | — |
| 23 | MLD MORTGAGE INC. | 4 | 1.0% | — |
| 24 | Bank of Springfield 55 out of 100, Moderate | 4 | 1.0% | 7.7% |
| 25 | COMMUNITY BANC MORTGAGE CORPORATION | 4 | 1.0% | — |
| 26 | United Community Bank 72 out of 100, Strong | 4 | 1.0% | 10.6% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 28 | 21st Mortgage Corporation | 3 | 0.8% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 3 | 0.8% | 43.1% |
| 30 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 3 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 3 | 0.8% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 3 | 0.8% | — |
| 33 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 0.8% | 10.0% |
| 34 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 35 | HEARTLAND | 3 | 0.8% | — |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.5% | 32.5% |
| 38 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.5% | — |
| 39 | FIGURE LENDING LLC | 2 | 0.5% | — |
| 40 | MARINE CREDIT UNION 53 out of 100, Below average | 2 | 0.5% | 44.9% |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps