Illinois · HMDA 2025
Mortgage lenders in Scott County, IL
35 lenders reported 94 home-loan applications in Scott County in 2025. 54 closed as loans ($4.8M), 17 were denied — a 23.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 37% of applications, led by Petefish, Skiles & Co.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 94
- Loans originated
- 54
- Purchase / refinance
- 34 / 10
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Petefish, Skiles & Co. 75 out of 100, Strong | 15 | 16.0% | 17.9% |
| 2 | CNB Bank And Trust, N.A. | 11 | 11.7% | — |
| 3 | Heartland Bank and Trust Company 80 out of 100, Strong | 9 | 9.6% | 17.2% |
| 4 | Broker Solutions, Inc. | 7 | 7.4% | — |
| 5 | Loandepot.Com, LLC | 4 | 4.3% | — |
| 6 | Rocket Mortgage, LLC | 4 | 4.3% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 4.3% | 39.5% |
| 8 | United Community Bank 72 out of 100, Strong | 4 | 4.3% | 10.6% |
| 9 | Mortgage Research Center, LLC | 3 | 3.2% | — |
| 10 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 3 | 3.2% | — |
| 11 | Bank of Springfield 55 out of 100, Moderate | 3 | 3.2% | 7.7% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.1% | — |
| 13 | Carrollton Bank 58 out of 100, Moderate | 2 | 2.1% | 7.4% |
| 14 | HEARTLAND | 2 | 2.1% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.1% | 32.9% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.1% | 14.1% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.1% | 22.2% |
| 18 | Discover Bank | 1 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 1 | 1.1% | — |
| 20 | Prairie State Bank and Trust 80 out of 100, Strong | 1 | 1.1% | 3.9% |
| 21 | Midwest Heritage Bank, FSB 68 out of 100, Moderate | 1 | 1.1% | 18.2% |
| 22 | FIGURE LENDING LLC | 1 | 1.1% | — |
| 23 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 1 | 1.1% | — |
| 25 | TOP FLITE FINANCIAL, INC. | 1 | 1.1% | — |
| 26 | ZILLOW HOME LOANS, LLC | 1 | 1.1% | — |
| 27 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 1 | 1.1% | 20.6% |
| 28 | AMERICAN FINANCING CORPORATION | 1 | 1.1% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 1 | 1.1% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 1.1% | — |
| 31 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.1% | 4.8% |
| 32 | TOWNE MORTGAGE COMPANY | 1 | 1.1% | — |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 1 | 1.1% | — |
| 34 | PHH Mortgage Corporation | 1 | 1.1% | — |
| 35 | COMMUNITY BANC MORTGAGE CORPORATION | 1 | 1.1% | — |
Top 35 of 35 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps