Indiana · HMDA 2025
Mortgage lenders in Jefferson County, IN
145 lenders reported 1,599 home-loan applications in Jefferson County in 2025. 865 closed as loans ($146.6M), 264 were denied — a 22.4% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 28% of applications, led by German American Bank. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,599
- Loans originated
- 865
- Purchase / refinance
- 402 / 255
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | German American Bank 75 out of 100, Strong | 173 | 10.8% | 17.2% |
| 2 | First Financial Bank 68 out of 100, Moderate | 161 | 10.1% | 24.9% |
| 3 | Centra Credit Union 73 out of 100, Strong | 114 | 7.1% | 9.4% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 94 | 5.9% | — |
| 5 | Zippy Loans, LLC | 83 | 5.2% | — |
| 6 | Rocket Mortgage, LLC | 48 | 3.0% | — |
| 7 | CMG MORTGAGE, INC. | 47 | 2.9% | — |
| 8 | RUOFF MORTGAGE COMPANY, INC. | 46 | 2.9% | — |
| 9 | GENEVA FINANCIAL, LLC | 38 | 2.4% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 2.3% | — |
| 11 | THE FRIENDSHIP STATE BANK 66 out of 100, Moderate | 34 | 2.1% | 14.4% |
| 12 | The Farmers Bank of Milton | 31 | 1.9% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 30 | 1.9% | 39.5% |
| 14 | FREEDOM MORTGAGE CORPORATION | 30 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 1.8% | — |
| 16 | Mortgage Research Center, LLC | 28 | 1.8% | — |
| 17 | FAIR WAY LENDING LLC | 28 | 1.8% | — |
| 18 | NEWREZ LLC | 25 | 1.6% | — |
| 19 | AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 1.4% | — |
| 20 | AmeriSave Mortgage Corporation | 19 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 18 | 1.1% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.1% | 14.1% |
| 23 | Loandepot.Com, LLC | 17 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 17 | 1.1% | 3.0% |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 0.9% | 32.5% |
| 26 | PLANET HOME LENDING, LLC | 14 | 0.9% | — |
| 27 | FIGURE LENDING LLC | 13 | 0.8% | — |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 13 | 0.8% | 34.0% |
| 29 | Broker Solutions, Inc. | 12 | 0.8% | — |
| 30 | KIND LENDING, LLC | 12 | 0.8% | — |
| 31 | 21st Mortgage Corporation | 10 | 0.6% | — |
| 32 | SPRING EQ, LLC | 10 | 0.6% | — |
| 33 | Farm Credit Mid-America | 10 | 0.6% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.6% | — |
| 35 | Magnolia Bank, Incorporated 49 out of 100, Below average | 10 | 0.6% | 10.3% |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 0.6% | — |
| 37 | Fairway Independent Mortgage Corporation | 9 | 0.6% | — |
| 38 | THE LOAN STORE, INC. | 9 | 0.6% | — |
| 39 | AMERICAN FINANCIAL RESOURCES, INC. | 9 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.6% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps