Indiana · HMDA 2025
Mortgage lenders in Allen County, IN
349 lenders reported 18,568 home-loan applications in Allen County in 2025. 10,785 closed as loans ($2.3B), 2,365 were denied — a 17.1% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 21% of applications, led by Three Rivers Federal Credit Union. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 18,568
- Loans originated
- 10,785
- Purchase / refinance
- 5,519 / 3,234
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Allen County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Three Rivers Federal Credit Union 78 out of 100, Strong | 1,999 | 10.8% | 16.3% |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 1,166 | 6.3% | — |
| 3 | First Merchants Bank 58 out of 100, Moderate | 672 | 3.6% | 19.8% |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 642 | 3.5% | 34.0% |
| 5 | Rocket Mortgage, LLC | 624 | 3.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 587 | 3.2% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 532 | 2.9% | 14.1% |
| 8 | MidWest America Federal Credit Union 79 out of 100, Strong | 526 | 2.8% | 9.2% |
| 9 | PROFED CREDIT UNION | 516 | 2.8% | — |
| 10 | NEWREZ LLC | 469 | 2.5% | — |
| 11 | Fairway Independent Mortgage Corporation | 418 | 2.3% | — |
| 12 | DHI MORTGAGE COMPANY, LTD. | 371 | 2.0% | — |
| 13 | Union Savings Bank 74 out of 100, Strong | 342 | 1.8% | 5.3% |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 334 | 1.8% | 33.8% |
| 15 | GVC MORTGAGE, INC. | 298 | 1.6% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 296 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 290 | 1.6% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 289 | 1.6% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 276 | 1.5% | 39.5% |
| 20 | Flagstar Bank, N.A. 31 out of 100, Low | 262 | 1.4% | 35.1% |
| 21 | 1st Source Bank 75 out of 100, Strong | 246 | 1.3% | 19.3% |
| 22 | Mortgage Research Center, LLC | 240 | 1.3% | — |
| 23 | Lake City Bank 73 out of 100, Strong | 240 | 1.3% | 12.4% |
| 24 | Old National Bank 59 out of 100, Moderate | 223 | 1.2% | 22.1% |
| 25 | NATIONSTAR MORTGAGE LLC | 218 | 1.2% | — |
| 26 | 21st Mortgage Corporation | 217 | 1.2% | — |
| 27 | STAR Financial Bank 68 out of 100, Moderate | 214 | 1.2% | 30.3% |
| 28 | PARTNERS 1ST Federal Credit Union 58 out of 100, Moderate | 207 | 1.1% | 15.1% |
| 29 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 207 | 1.1% | 22.2% |
| 30 | FORT FINANCIAL Federal Credit Union 76 out of 100, Strong | 190 | 1.0% | 24.8% |
| 31 | Loandepot.Com, LLC | 182 | 1.0% | — |
| 32 | STOCKTON MORTGAGE CORPORATION | 166 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 157 | 0.8% | — |
| 34 | Zippy Loans, LLC | 149 | 0.8% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 131 | 0.7% | — |
| 36 | V.I.P. MORTGAGE, INC. | 127 | 0.7% | — |
| 37 | GENEVA FINANCIAL, LLC | 125 | 0.7% | — |
| 38 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 122 | 0.7% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 120 | 0.6% | 3.0% |
| 40 | Horizon Bank 72 out of 100, Strong | 119 | 0.6% | 22.7% |
Top 40 of 349 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps
- Madison County 6,949 apps