Indiana · HMDA 2025
Mortgage lenders in Hamilton County, IN
468 lenders reported 21,889 home-loan applications in Hamilton County in 2025. 12,815 closed as loans ($4.7B), 2,221 were denied — a 14.3% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 12% of applications, led by PENNYMAC LOAN SERVICES, LLC. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 21,889
- Loans originated
- 12,815
- Purchase / refinance
- 6,517 / 3,794
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 906 | 4.1% | — |
| 2 | Rocket Mortgage, LLC | 875 | 4.0% | — |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 846 | 3.9% | 31.6% |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 812 | 3.7% | 14.1% |
| 5 | NEWREZ LLC | 730 | 3.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 690 | 3.2% | — |
| 7 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 620 | 2.8% | 14.1% |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 609 | 2.8% | 34.0% |
| 9 | LENNAR MORTGAGE, LLC | 606 | 2.8% | — |
| 10 | Fairway Independent Mortgage Corporation | 524 | 2.4% | — |
| 11 | FORUM | 483 | 2.2% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 411 | 1.9% | — |
| 13 | Elements Financial Federal Credit Union 77 out of 100, Strong | 408 | 1.9% | 15.7% |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 390 | 1.8% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 382 | 1.7% | 33.8% |
| 16 | PULTE MORTGAGE LLC | 378 | 1.7% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 374 | 1.7% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 339 | 1.5% | — |
| 19 | Union Savings Bank 74 out of 100, Strong | 320 | 1.5% | 5.3% |
| 20 | RUOFF MORTGAGE COMPANY, INC. | 312 | 1.4% | — |
| 21 | MJW FINANCIAL LLC | 310 | 1.4% | — |
| 22 | GVC MORTGAGE, INC. | 306 | 1.4% | — |
| 23 | BMO Bank National Association 83 out of 100, Strong | 302 | 1.4% | 40.5% |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 299 | 1.4% | — |
| 25 | First Merchants Bank 58 out of 100, Moderate | 266 | 1.2% | 19.8% |
| 26 | GUARANTEED RATE, INC. | 264 | 1.2% | — |
| 27 | UNION HOME MORTGAGE CORP. | 244 | 1.1% | — |
| 28 | Old National Bank 59 out of 100, Moderate | 236 | 1.1% | 22.1% |
| 29 | Regions Bank 64 out of 100, Moderate | 229 | 1.0% | 43.1% |
| 30 | First Financial Bank 68 out of 100, Moderate | 201 | 0.9% | 24.9% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 200 | 0.9% | 39.5% |
| 32 | GUILD MORTGAGE COMPANY | 198 | 0.9% | — |
| 33 | Horizon Bank 72 out of 100, Strong | 196 | 0.9% | 22.7% |
| 34 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 189 | 0.9% | 22.2% |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 188 | 0.9% | 44.7% |
| 36 | The National Bank of Indianapolis 66 out of 100, Moderate | 182 | 0.8% | 2.5% |
| 37 | Coastal Community Bank 35 out of 100, Low | 153 | 0.7% | 3.0% |
| 38 | Broker Solutions, Inc. | 147 | 0.7% | — |
| 39 | Discover Bank | 144 | 0.7% | — |
| 40 | M/I FINANCIAL, LLC | 142 | 0.6% | — |
Top 40 of 468 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps
- Madison County 6,949 apps