Indiana · HMDA 2025
Mortgage lenders in Lake County, IN
446 lenders reported 23,367 home-loan applications in Lake County in 2025. 12,067 closed as loans ($2.7B), 3,629 were denied — a 22.2% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 23,367
- Loans originated
- 12,067
- Purchase / refinance
- 6,097 / 3,673
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,070 | 4.6% | — |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,062 | 4.5% | 14.1% |
| 3 | Centier Bank 67 out of 100, Moderate | 1,050 | 4.5% | 21.6% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 894 | 3.8% | — |
| 5 | GUARANTEED RATE, INC. | 796 | 3.4% | — |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 618 | 2.6% | 34.0% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 593 | 2.5% | — |
| 8 | NEWREZ LLC | 522 | 2.2% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 506 | 2.2% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 471 | 2.0% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 456 | 2.0% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 442 | 1.9% | 39.5% |
| 13 | Fairway Independent Mortgage Corporation | 440 | 1.9% | — |
| 14 | First Financial Bank 68 out of 100, Moderate | 434 | 1.9% | 24.9% |
| 15 | BMO Bank National Association 83 out of 100, Strong | 426 | 1.8% | 40.5% |
| 16 | TECH Credit Union 49 out of 100, Below average | 403 | 1.7% | 20.4% |
| 17 | Old National Bank 59 out of 100, Moderate | 399 | 1.7% | 22.1% |
| 18 | NATIONSTAR MORTGAGE LLC | 387 | 1.7% | — |
| 19 | Peoples Bank 53 out of 100, Below average | 384 | 1.6% | 18.2% |
| 20 | Kiavi Funding, Inc. | 381 | 1.6% | — |
| 21 | First Merchants Bank 58 out of 100, Moderate | 354 | 1.5% | 19.8% |
| 22 | Broker Solutions, Inc. | 326 | 1.4% | — |
| 23 | LENNAR MORTGAGE, LLC | 321 | 1.4% | — |
| 24 | Loandepot.Com, LLC | 308 | 1.3% | — |
| 25 | 21st Mortgage Corporation | 307 | 1.3% | — |
| 26 | Mortgage Research Center, LLC | 300 | 1.3% | — |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 288 | 1.2% | 33.8% |
| 28 | Coastal Community Bank 35 out of 100, Low | 242 | 1.0% | 3.0% |
| 29 | AmeriSave Mortgage Corporation | 234 | 1.0% | — |
| 30 | DIRECT MORTGAGE LOANS, LLC | 234 | 1.0% | — |
| 31 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 219 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 197 | 0.8% | — |
| 33 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 189 | 0.8% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 181 | 0.8% | 32.9% |
| 35 | FIGURE LENDING LLC | 172 | 0.7% | — |
| 36 | RUOFF MORTGAGE COMPANY, INC. | 163 | 0.7% | — |
| 37 | DHI MORTGAGE COMPANY, LTD. | 162 | 0.7% | — |
| 38 | Ixonia Bank 67 out of 100, Moderate | 161 | 0.7% | 4.7% |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 155 | 0.7% | 44.7% |
| 40 | Horizon Bank 72 out of 100, Strong | 153 | 0.7% | 22.7% |
Top 40 of 446 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps
- Madison County 6,949 apps