Kansas · HMDA 2025
Mortgage lenders in Montgomery County, KS
124 lenders reported 851 home-loan applications in Montgomery County in 2025. 391 closed as loans ($54.9M), 149 were denied — a 26.4% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 27% of applications, led by Community National Bank & Trust. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 851
- Loans originated
- 391
- Purchase / refinance
- 218 / 106
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community National Bank & Trust 65 out of 100, Moderate | 125 | 14.7% | 5.6% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 54 | 6.3% | — |
| 3 | Rocket Mortgage, LLC | 53 | 6.2% | — |
| 4 | FLAT BRANCH MORTGAGE, INC. | 49 | 5.8% | — |
| 5 | Equity Bank 65 out of 100, Moderate | 34 | 4.0% | 18.4% |
| 6 | Mortgage Research Center, LLC | 29 | 3.4% | — |
| 7 | NEWREZ LLC | 27 | 3.2% | — |
| 8 | PLANET HOME LENDING, LLC | 22 | 2.6% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 22 | 2.6% | — |
| 10 | FIRSTOAK BANK 75 out of 100, Strong | 20 | 2.4% | 25.5% |
| 11 | FREEDOM MORTGAGE CORPORATION | 18 | 2.1% | — |
| 12 | Broker Solutions, Inc. | 13 | 1.5% | — |
| 13 | Empeople Credit Union 58 out of 100, Moderate | 13 | 1.5% | 25.7% |
| 14 | AMERICAN FINANCIAL NETWORK, INC. | 13 | 1.5% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.4% | 14.1% |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 1.4% | — |
| 17 | AmeriSave Mortgage Corporation | 12 | 1.4% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.4% | 44.7% |
| 19 | Coastal Community Bank 35 out of 100, Low | 12 | 1.4% | 3.0% |
| 20 | SKYWARD CREDIT UNION 60 out of 100, Moderate | 12 | 1.4% | 43.6% |
| 21 | FIGURE LENDING LLC | 11 | 1.3% | — |
| 22 | MORTGAGE INVESTMENT SERVICES CORPORATION | 10 | 1.2% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 10 | 1.2% | — |
| 24 | SPRING EQ, LLC | 8 | 0.9% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 26 | Members Mortgage Services, L.L.C. | 8 | 0.9% | — |
| 27 | Arvest Bank 57 out of 100, Moderate | 8 | 0.9% | 18.5% |
| 28 | 21st Mortgage Corporation | 7 | 0.8% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.8% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.8% | 39.5% |
| 31 | Truity Federal Credit Union 52 out of 100, Below average | 7 | 0.8% | 13.1% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.7% | 32.9% |
| 33 | Loandepot.Com, LLC | 5 | 0.6% | — |
| 34 | Discover Bank | 5 | 0.6% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.6% | — |
| 36 | Bank of Commerce 74 out of 100, Strong | 5 | 0.6% | 11.9% |
| 37 | CONSUMER REAL ESTATE FINANCE CO. | 5 | 0.6% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
| 39 | BETTER MORTGAGE CORPORATION | 5 | 0.6% | — |
| 40 | PHH Mortgage Corporation | 5 | 0.6% | — |
Top 40 of 124 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps