Kansas · HMDA 2025
Mortgage lenders in Morris County, KS
57 lenders reported 189 home-loan applications in Morris County in 2025. 110 closed as loans ($20.0M), 33 were denied — a 22.4% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 35% of applications, led by Farmers and Drovers Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 189
- Loans originated
- 110
- Purchase / refinance
- 71 / 28
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morris County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Farmers and Drovers Bank 87 out of 100, Very strong | 45 | 23.8% | 3.6% |
| 2 | AmeriSave Mortgage Corporation | 11 | 5.8% | — |
| 3 | Rocket Mortgage, LLC | 11 | 5.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 9 | 4.8% | — |
| 5 | Bank of the Flint Hills 71 out of 100, Strong | 9 | 4.8% | 6.2% |
| 6 | Emprise Bank 66 out of 100, Moderate | 8 | 4.2% | 34.6% |
| 7 | Loandepot.Com, LLC | 6 | 3.2% | — |
| 8 | Mortgage Research Center, LLC | 6 | 3.2% | — |
| 9 | KANSAS STATE UNIVERSITY Federal Credit Union 67 out of 100, Moderate | 5 | 2.6% | 15.3% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 2.1% | 32.9% |
| 11 | FIGURE LENDING LLC | 4 | 2.1% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 4 | 2.1% | — |
| 13 | Broker Solutions, Inc. | 3 | 1.6% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 3 | 1.6% | — |
| 15 | Community First National Bank 77 out of 100, Strong | 3 | 1.6% | 4.0% |
| 16 | Coastal Community Bank 35 out of 100, Low | 3 | 1.6% | 3.0% |
| 17 | NEWREZ LLC | 2 | 1.1% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.1% | 14.1% |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.1% | — |
| 20 | GUARANTEED RATE, INC. | 2 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.1% | — |
| 22 | Central National Bank 78 out of 100, Strong | 2 | 1.1% | 12.5% |
| 23 | THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS 85 out of 100, Very strong | 2 | 1.1% | 2.4% |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 2 | 1.1% | — |
| 26 | Farm Credit Mid-America | 2 | 1.1% | — |
| 27 | NBH Bank 66 out of 100, Moderate | 2 | 1.1% | 16.8% |
| 28 | ROYAL UNITED MORTGAGE LLC | 2 | 1.1% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.1% | 37.2% |
| 30 | Commerce Bank 76 out of 100, Strong | 2 | 1.1% | 33.2% |
| 31 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 32 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.5% | 33.8% |
| 35 | MORTGAGE INVESTMENT SERVICES CORPORATION | 1 | 0.5% | — |
| 36 | Capitol Federal Savings Bank 61 out of 100, Moderate | 1 | 0.5% | 14.2% |
| 37 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.5% | — |
| 38 | Azura Credit Union 64 out of 100, Moderate | 1 | 0.5% | 54.1% |
| 39 | SUMMIT FUNDING, INC. | 1 | 0.5% | — |
| 40 | AMERICAN FINANCING CORPORATION | 1 | 0.5% | — |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps