Kansas · HMDA 2025
Mortgage lenders in Osborne County, KS
26 lenders reported 51 home-loan applications in Osborne County in 2025. 27 closed as loans ($3.9M), 9 were denied — a 24.3% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 39% of applications, led by Sunflower Bank, National Association. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 51
- Loans originated
- 27
- Purchase / refinance
- 16 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Osborne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Sunflower Bank, National Association 51 out of 100, Below average | 8 | 15.7% | 5.8% |
| 2 | Rocket Mortgage, LLC | 6 | 11.8% | — |
| 3 | The Bennington State Bank 75 out of 100, Strong | 6 | 11.8% | 4.5% |
| 4 | Broker Solutions, Inc. | 3 | 5.9% | — |
| 5 | PLANET HOME LENDING, LLC | 3 | 5.9% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 3.9% | 14.1% |
| 7 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 2 | 3.9% | 21.0% |
| 8 | Members Mortgage Services, L.L.C. | 2 | 3.9% | — |
| 9 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 3.9% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 1 | 2.0% | 40.8% |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 2.0% | 22.2% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1 | 2.0% | — |
| 13 | GUILD MORTGAGE COMPANY | 1 | 2.0% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 2.0% | 39.5% |
| 15 | BMO Bank National Association 83 out of 100, Strong | 1 | 2.0% | 40.5% |
| 16 | FIGURE LENDING LLC | 1 | 2.0% | — |
| 17 | ZILLOW HOME LOANS, LLC | 1 | 2.0% | — |
| 18 | Farm Credit Mid-America | 1 | 2.0% | — |
| 19 | AMERICAN FINANCING CORPORATION | 1 | 2.0% | — |
| 20 | CHURCHILL MORTGAGE CORPORATION | 1 | 2.0% | — |
| 21 | First Guaranty Bank 38 out of 100, Low | 1 | 2.0% | 13.4% |
| 22 | NATIONSTAR MORTGAGE LLC | 1 | 2.0% | — |
| 23 | MUTUAL OF OMAHA MORTGAGE, INC. | 1 | 2.0% | — |
| 24 | V.I.P. MORTGAGE, INC. | 1 | 2.0% | — |
| 25 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 1 | 2.0% | 9.1% |
| 26 | Commerce Bank 76 out of 100, Strong | 1 | 2.0% | 33.2% |
Top 26 of 26 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps