Kansas · HMDA 2025
Mortgage lenders in Rice County, KS
57 lenders reported 206 home-loan applications in Rice County in 2025. 128 closed as loans ($17.0M), 26 were denied — a 16.7% denial rate on decided applications, below the Kansas rate of 18.1%. The three most active lenders handled 44% of applications, led by Peoples Bank and Trust Company. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 206
- Loans originated
- 128
- Purchase / refinance
- 59 / 39
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rice County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank and Trust Company 61 out of 100, Moderate | 55 | 26.7% | 4.9% |
| 2 | HEARTLAND CREDIT UNION | 22 | 10.7% | — |
| 3 | Rocket Mortgage, LLC | 14 | 6.8% | — |
| 4 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | 3.9% | — |
| 5 | Mortgage Research Center, LLC | 6 | 2.9% | — |
| 6 | NEWREZ LLC | 5 | 2.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.4% | — |
| 8 | Members Mortgage Services, L.L.C. | 5 | 2.4% | — |
| 9 | Loandepot.Com, LLC | 4 | 1.9% | — |
| 10 | Broker Solutions, Inc. | 4 | 1.9% | — |
| 11 | AmeriSave Mortgage Corporation | 4 | 1.9% | — |
| 12 | MORTGAGE INVESTMENT SERVICES CORPORATION | 4 | 1.9% | — |
| 13 | FIGURE LENDING LLC | 4 | 1.9% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 4 | 1.9% | — |
| 15 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.9% | — |
| 16 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 4 | 1.9% | 29.0% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.0% | 32.9% |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.0% | — |
| 19 | Discover Bank | 2 | 1.0% | — |
| 20 | GUILD MORTGAGE COMPANY | 2 | 1.0% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.0% | — |
| 22 | Sierra Pacific Mortgage Company, Inc. | 2 | 1.0% | — |
| 23 | PLANET HOME LENDING, LLC | 2 | 1.0% | — |
| 24 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 2 | 1.0% | 21.0% |
| 25 | Gateway First Bank 54 out of 100, Below average | 2 | 1.0% | 5.3% |
| 26 | First Bank 66 out of 100, Moderate | 2 | 1.0% | 18.1% |
| 27 | FREEDOM MORTGAGE CORPORATION | 2 | 1.0% | — |
| 28 | ROYAL UNITED MORTGAGE LLC | 2 | 1.0% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 1.0% | 37.2% |
| 30 | 21st Mortgage Corporation | 1 | 0.5% | — |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.5% | 22.2% |
| 34 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 36 | SPRING EQ, LLC | 1 | 0.5% | — |
| 37 | Sunflower Bank, National Association 51 out of 100, Below average | 1 | 0.5% | 5.8% |
| 38 | RCB Bank 72 out of 100, Strong | 1 | 0.5% | 9.7% |
| 39 | Central National Bank 78 out of 100, Strong | 1 | 0.5% | 12.5% |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 1 | 0.5% | — |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps