Kentucky · HMDA 2025
Mortgage lenders in Harrison County, KY
135 lenders reported 818 home-loan applications in Harrison County in 2025. 399 closed as loans ($76.8M), 156 were denied — a 26.8% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 19% of applications, led by Stock Yards Bank & Trust Company. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 818
- Loans originated
- 399
- Purchase / refinance
- 190 / 115
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harrison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 58 | 7.1% | 21.5% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 49 | 6.0% | 34.0% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 48 | 5.9% | — |
| 4 | Rocket Mortgage, LLC | 44 | 5.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 31 | 3.8% | — |
| 6 | COMMONWEALTH | 29 | 3.5% | — |
| 7 | City National Bank of West Virginia 78 out of 100, Strong | 25 | 3.1% | 27.3% |
| 8 | STOCKTON MORTGAGE CORPORATION | 25 | 3.1% | — |
| 9 | Central Bank & Trust Company 76 out of 100, Strong | 23 | 2.8% | 9.9% |
| 10 | NEWREZ LLC | 21 | 2.6% | — |
| 11 | Farm Credit Mid-America | 17 | 2.1% | — |
| 12 | UNIVERSITY OF KENTUCKY | 17 | 2.1% | — |
| 13 | Broker Solutions, Inc. | 16 | 2.0% | — |
| 14 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 16 | 2.0% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 1.8% | 39.5% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 14 | 1.7% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 14 | 1.7% | — |
| 19 | MORTGAGE INVESTORS GROUP, INC. | 14 | 1.7% | — |
| 20 | FIELD & MAIN BANK, INC. | 13 | 1.6% | — |
| 21 | 21st Mortgage Corporation | 10 | 1.2% | — |
| 22 | Community Trust Bank, Inc. 80 out of 100, Strong | 10 | 1.2% | 13.9% |
| 23 | PLANET HOME LENDING, LLC | 9 | 1.1% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 8 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 8 | 1.0% | — |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.9% | 32.5% |
| 27 | SPRING EQ, LLC | 7 | 0.9% | — |
| 28 | Traditional Bank, Inc. 73 out of 100, Strong | 7 | 0.9% | 10.6% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.7% | 14.1% |
| 30 | CONSUMER REAL ESTATE FINANCE CO. | 6 | 0.7% | — |
| 31 | WesBanco Bank, Inc. 66 out of 100, Moderate | 6 | 0.7% | 20.1% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.6% | 32.9% |
| 33 | Loandepot.Com, LLC | 5 | 0.6% | — |
| 34 | GUARANTEED RATE, INC. | 5 | 0.6% | — |
| 35 | AmeriSave Mortgage Corporation | 5 | 0.6% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.6% | — |
| 37 | REPUBLIC STATE MORTGAGE CO. | 5 | 0.6% | — |
| 38 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | 0.6% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.6% | — |
| 40 | COMMUNITYAMERICA CREDIT UNION | 5 | 0.6% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps