Kentucky · HMDA 2025
Mortgage lenders in Menifee County, KY
83 lenders reported 293 home-loan applications in Menifee County in 2025. 135 closed as loans ($17.5M), 65 were denied — a 30.4% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 32% of applications, led by Traditional Bank, Inc.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 293
- Loans originated
- 135
- Purchase / refinance
- 77 / 38
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Menifee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Traditional Bank, Inc. 73 out of 100, Strong | 44 | 15.0% | 10.6% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 38 | 13.0% | — |
| 3 | Rocket Mortgage, LLC | 12 | 4.1% | — |
| 4 | Whitaker Bank | 12 | 4.1% | — |
| 5 | 21st Mortgage Corporation | 9 | 3.1% | — |
| 6 | Broker Solutions, Inc. | 9 | 3.1% | — |
| 7 | Mortgage Research Center, LLC | 8 | 2.7% | — |
| 8 | COMMONWEALTH | 7 | 2.4% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.0% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 2.0% | 39.5% |
| 11 | STOCKTON MORTGAGE CORPORATION | 6 | 2.0% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.7% | — |
| 13 | AmeriSave Mortgage Corporation | 5 | 1.7% | — |
| 14 | REPUBLIC STATE MORTGAGE CO. | 5 | 1.7% | — |
| 15 | T2 FINANCIAL LLC | 5 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 5 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.4% | 14.1% |
| 18 | PLANET HOME LENDING, LLC | 4 | 1.4% | — |
| 19 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.4% | 74.7% |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.0% | — |
| 21 | SPRING EQ, LLC | 3 | 1.0% | — |
| 22 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 3 | 1.0% | 21.5% |
| 23 | MORTGAGEONE, INC. | 3 | 1.0% | — |
| 24 | Ixonia Bank 67 out of 100, Moderate | 3 | 1.0% | 4.7% |
| 25 | Peoples Exchange Bank 71 out of 100, Strong | 3 | 1.0% | 15.2% |
| 26 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.0% | — |
| 27 | MOVEMENT MORTGAGE, LLC | 2 | 0.7% | — |
| 28 | First Grayson Bancorp, Inc. 79 out of 100, Strong | 2 | 0.7% | 24.0% |
| 29 | Community Trust Bank, Inc. 80 out of 100, Strong | 2 | 0.7% | 13.9% |
| 30 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.7% | — |
| 32 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.7% | — |
| 33 | ROYAL PACIFIC FUNDING CORP. | 2 | 0.7% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.7% | — |
| 35 | Prosperity Home Mortgage, LLC | 2 | 0.7% | — |
| 36 | Atlantic Coast Mortgage, LLC | 2 | 0.7% | — |
| 37 | Peoples Bank of Kentucky, Inc. | 2 | 0.7% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 2 | 0.7% | — |
| 39 | City National Bank of West Virginia 78 out of 100, Strong | 2 | 0.7% | 27.3% |
| 40 | NFM, INC. | 2 | 0.7% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps