Kentucky · HMDA 2025
Mortgage lenders in Perry County, KY
77 lenders reported 569 home-loan applications in Perry County in 2025. 177 closed as loans ($24.8M), 207 were denied — a 50.4% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 43% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 569
- Loans originated
- 177
- Purchase / refinance
- 116 / 35
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 119 | 20.9% | — |
| 2 | 21st Mortgage Corporation | 73 | 12.8% | — |
| 3 | Community Trust Bank, Inc. 80 out of 100, Strong | 54 | 9.5% | 13.9% |
| 4 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 37 | 6.5% | 74.7% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 4.2% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 24 | 4.2% | — |
| 7 | Rocket Mortgage, LLC | 20 | 3.5% | — |
| 8 | FirstBank 59 out of 100, Moderate | 13 | 2.3% | 42.8% |
| 9 | COMMONWEALTH | 12 | 2.1% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 11 | 1.9% | — |
| 11 | PLANET HOME LENDING, LLC | 10 | 1.8% | — |
| 12 | NEW DAY FINANCIAL, LLC | 10 | 1.8% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 9 | 1.6% | — |
| 14 | TAMMAC HOLDINGS CORPORATION | 8 | 1.4% | — |
| 15 | GoPrime Mortgage, Inc. | 8 | 1.4% | — |
| 16 | AmeriSave Mortgage Corporation | 7 | 1.2% | — |
| 17 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | 1.2% | — |
| 18 | STOCKTON MORTGAGE CORPORATION | 7 | 1.2% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 6 | 1.1% | — |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 1.1% | 39.5% |
| 21 | Whitaker Bank | 6 | 1.1% | — |
| 22 | KIND LENDING, LLC | 6 | 1.1% | — |
| 23 | NEWREZ LLC | 5 | 0.9% | — |
| 24 | Broker Solutions, Inc. | 5 | 0.9% | — |
| 25 | EVERETT FINANCIAL, INC. | 5 | 0.9% | — |
| 26 | Mortgage Research Center, LLC | 4 | 0.7% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 4 | 0.7% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.7% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 3 | 0.5% | — |
| 30 | UNIVERSITY OF KENTUCKY | 3 | 0.5% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.4% | 32.9% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 33 | Loandepot.Com, LLC | 2 | 0.4% | — |
| 34 | Abound Federal Credit Union 81 out of 100, Strong | 2 | 0.4% | 18.6% |
| 35 | Sierra Pacific Mortgage Company, Inc. | 2 | 0.4% | — |
| 36 | FIGURE LENDING LLC | 2 | 0.4% | — |
| 37 | T2 FINANCIAL LLC | 2 | 0.4% | — |
| 38 | Equity Prime Mortgage LLC | 2 | 0.4% | — |
| 39 | L & N Federal Credit Union 72 out of 100, Strong | 2 | 0.4% | 8.7% |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.4% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps