Minnesota · HMDA 2025
Mortgage lenders in Becker County, MN
136 lenders reported 1,259 home-loan applications in Becker County in 2025. 766 closed as loans ($223.5M), 140 were denied — a 15.0% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 33% of applications, led by Bell Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,259
- Loans originated
- 766
- Purchase / refinance
- 407 / 233
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Becker County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bell Bank 59 out of 100, Moderate | 173 | 13.7% | 7.1% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 151 | 12.0% | — |
| 3 | Midwest Bank 74 out of 100, Strong | 91 | 7.2% | 2.2% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 70 | 5.6% | 39.5% |
| 5 | Granite Bank 53 out of 100, Below average | 51 | 4.1% | 6.2% |
| 6 | Gate City Bank | 50 | 4.0% | — |
| 7 | Old National Bank 59 out of 100, Moderate | 46 | 3.7% | 22.1% |
| 8 | Rocket Mortgage, LLC | 37 | 2.9% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 28 | 2.2% | — |
| 10 | NEWREZ LLC | 24 | 1.9% | — |
| 11 | First International Bank & Trust 52 out of 100, Below average | 20 | 1.6% | 5.8% |
| 12 | Mortgage Research Center, LLC | 18 | 1.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 17 | 1.4% | — |
| 14 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 14 | 1.1% | 12.6% |
| 15 | AFFINITY PLUS | 14 | 1.1% | — |
| 16 | 21st Mortgage Corporation | 13 | 1.0% | — |
| 17 | Loandepot.Com, LLC | 13 | 1.0% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.0% | — |
| 19 | FIGURE LENDING LLC | 13 | 1.0% | — |
| 20 | Bremer Bank, National Association | 13 | 1.0% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.9% | 14.1% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.8% | — |
| 24 | PLANET HOME LENDING, LLC | 10 | 0.8% | — |
| 25 | Servion, Inc. | 10 | 0.8% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.8% | — |
| 27 | CAPITAL | 10 | 0.8% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 0.7% | 22.2% |
| 29 | Broker Solutions, Inc. | 9 | 0.7% | — |
| 30 | GUARANTEED RATE, INC. | 9 | 0.7% | — |
| 31 | FIRST COMMUNITY CREDIT UNION | 9 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.7% | — |
| 33 | CMG MORTGAGE, INC. | 8 | 0.6% | — |
| 34 | VALLEY MORTGAGE, INC. | 8 | 0.6% | — |
| 35 | Discover Bank | 7 | 0.6% | — |
| 36 | Alerus Financial, National Association 70 out of 100, Strong | 7 | 0.6% | 10.1% |
| 37 | PLAZA HOME MORTGAGE, INC. | 7 | 0.6% | — |
| 38 | Deerwood Bank 68 out of 100, Moderate | 7 | 0.6% | 5.2% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.5% | 32.5% |
| 40 | SPRING EQ, LLC | 6 | 0.5% | — |
Top 40 of 136 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps