Minnesota · HMDA 2025
Mortgage lenders in Carver County, MN
289 lenders reported 5,082 home-loan applications in Carver County in 2025. 3,090 closed as loans ($1.1B), 513 were denied — a 13.7% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 15% of applications, led by U.S. Bank National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,082
- Loans originated
- 3,090
- Purchase / refinance
- 1,709 / 736
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carver County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 261 | 5.1% | 39.5% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 250 | 4.9% | — |
| 3 | Bell Bank 59 out of 100, Moderate | 240 | 4.7% | 7.1% |
| 4 | Old National Bank 59 out of 100, Moderate | 224 | 4.4% | 22.1% |
| 5 | Rocket Mortgage, LLC | 196 | 3.9% | — |
| 6 | LENNAR MORTGAGE, LLC | 177 | 3.5% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 168 | 3.3% | — |
| 8 | Wings Financial Credit Union | 168 | 3.3% | — |
| 9 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 162 | 3.2% | 22.2% |
| 10 | NEWREZ LLC | 116 | 2.3% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 113 | 2.2% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 112 | 2.2% | 14.1% |
| 13 | The Huntington National Bank 59 out of 100, Moderate | 100 | 2.0% | 31.6% |
| 14 | DHI MORTGAGE COMPANY, LTD. | 97 | 1.9% | — |
| 15 | Tradition Mortgage, LLC | 87 | 1.7% | — |
| 16 | Fairway Independent Mortgage Corporation | 78 | 1.5% | — |
| 17 | Prosperity Home Mortgage, LLC | 75 | 1.5% | — |
| 18 | Blaze Credit Union 61 out of 100, Moderate | 71 | 1.4% | 14.3% |
| 19 | NATIONSTAR MORTGAGE LLC | 67 | 1.3% | — |
| 20 | Broker Solutions, Inc. | 61 | 1.2% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 59 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 59 | 1.2% | — |
| 23 | 21st Mortgage Corporation | 57 | 1.1% | — |
| 24 | M/I FINANCIAL, LLC | 57 | 1.1% | — |
| 25 | HomeTown Bank 64 out of 100, Moderate | 54 | 1.1% | 4.2% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 53 | 1.0% | 22.2% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 52 | 1.0% | 44.7% |
| 28 | SPRING EQ, LLC | 51 | 1.0% | — |
| 29 | GUARANTEED RATE, INC. | 50 | 1.0% | — |
| 30 | Luminate Bank 47 out of 100, Below average | 45 | 0.9% | 4.3% |
| 31 | AFFINITY PLUS | 43 | 0.8% | — |
| 32 | GUILD MORTGAGE COMPANY | 42 | 0.8% | — |
| 33 | Alerus Financial, National Association 70 out of 100, Strong | 41 | 0.8% | 10.1% |
| 34 | Baxter Credit Union 60 out of 100, Moderate | 41 | 0.8% | 20.2% |
| 35 | FIGURE LENDING LLC | 39 | 0.8% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 38 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 37 | 0.7% | 3.0% |
| 38 | Royal Credit Union 73 out of 100, Strong | 34 | 0.7% | 11.3% |
| 39 | Granite Bank 53 out of 100, Below average | 32 | 0.6% | 6.2% |
| 40 | Loandepot.Com, LLC | 31 | 0.6% | — |
Top 40 of 289 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Sherburne County 4,765 apps
- Crow Wing County 2,996 apps