Minnesota · HMDA 2025
Mortgage lenders in Anoka County, MN
390 lenders reported 15,259 home-loan applications in Anoka County in 2025. 8,713 closed as loans ($2.4B), 2,066 were denied — a 18.4% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 15% of applications, led by U.S. Bank National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,259
- Loans originated
- 8,713
- Purchase / refinance
- 4,776 / 2,101
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Anoka County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 952 | 6.2% | 39.5% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 677 | 4.4% | — |
| 3 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 618 | 4.1% | 22.2% |
| 4 | Rocket Mortgage, LLC | 588 | 3.9% | — |
| 5 | Bell Bank 59 out of 100, Moderate | 581 | 3.8% | 7.1% |
| 6 | Blaze Credit Union 61 out of 100, Moderate | 571 | 3.7% | 14.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 559 | 3.7% | — |
| 8 | AFFINITY PLUS | 389 | 2.5% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 377 | 2.5% | — |
| 10 | The Huntington National Bank 59 out of 100, Moderate | 361 | 2.4% | 31.6% |
| 11 | Broker Solutions, Inc. | 352 | 2.3% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 312 | 2.0% | 14.1% |
| 13 | Wings Financial Credit Union | 301 | 2.0% | — |
| 14 | NEWREZ LLC | 300 | 2.0% | — |
| 15 | Royal Credit Union 73 out of 100, Strong | 259 | 1.7% | 11.3% |
| 16 | NATIONSTAR MORTGAGE LLC | 243 | 1.6% | — |
| 17 | GUARANTEED RATE, INC. | 233 | 1.5% | — |
| 18 | LENNAR MORTGAGE, LLC | 224 | 1.5% | — |
| 19 | Fairway Independent Mortgage Corporation | 215 | 1.4% | — |
| 20 | TOPLINE FINANCIAL CREDIT UNION 61 out of 100, Moderate | 209 | 1.4% | 17.6% |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 207 | 1.4% | 22.2% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 205 | 1.3% | — |
| 23 | TRIAD FINANCIAL SERVICES, INC. | 180 | 1.2% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 178 | 1.2% | — |
| 25 | Luminate Bank 47 out of 100, Below average | 157 | 1.0% | 4.3% |
| 26 | 21st Mortgage Corporation | 155 | 1.0% | — |
| 27 | Prosperity Home Mortgage, LLC | 145 | 1.0% | — |
| 28 | Granite Bank 53 out of 100, Below average | 144 | 0.9% | 6.2% |
| 29 | SPRING EQ, LLC | 136 | 0.9% | — |
| 30 | Mortgage Research Center, LLC | 134 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 124 | 0.8% | 3.0% |
| 32 | CMG MORTGAGE, INC. | 117 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 117 | 0.8% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 116 | 0.8% | 44.7% |
| 35 | EVERETT FINANCIAL, INC. | 106 | 0.7% | — |
| 36 | DHI MORTGAGE COMPANY, LTD. | 102 | 0.7% | — |
| 37 | FIGURE LENDING LLC | 100 | 0.7% | — |
| 38 | Summit Mortgage Corporation | 94 | 0.6% | — |
| 39 | IDEAL Credit Union 62 out of 100, Moderate | 90 | 0.6% | 23.4% |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 88 | 0.6% | — |
Top 40 of 390 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps
- Crow Wing County 2,996 apps