Minnesota · HMDA 2025
Mortgage lenders in Wright County, MN
329 lenders reported 7,712 home-loan applications in Wright County in 2025. 4,546 closed as loans ($1.4B), 864 were denied — a 15.3% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 12% of applications, led by PENNYMAC LOAN SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,712
- Loans originated
- 4,546
- Purchase / refinance
- 2,653 / 1,111
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wright County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 353 | 4.6% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 306 | 4.0% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 288 | 3.7% | 39.5% |
| 4 | Rocket Mortgage, LLC | 284 | 3.7% | — |
| 5 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 267 | 3.5% | 22.2% |
| 6 | Bell Bank 59 out of 100, Moderate | 265 | 3.4% | 7.1% |
| 7 | LENNAR MORTGAGE, LLC | 251 | 3.3% | — |
| 8 | Blaze Credit Union 61 out of 100, Moderate | 196 | 2.5% | 14.3% |
| 9 | NEWREZ LLC | 178 | 2.3% | — |
| 10 | Broker Solutions, Inc. | 172 | 2.2% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 155 | 2.0% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 154 | 2.0% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 150 | 1.9% | 14.1% |
| 14 | Fairway Independent Mortgage Corporation | 148 | 1.9% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 125 | 1.6% | — |
| 16 | Wings Financial Credit Union | 124 | 1.6% | — |
| 17 | AFFINITY PLUS | 113 | 1.5% | — |
| 18 | M/I FINANCIAL, LLC | 112 | 1.5% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 108 | 1.4% | 31.6% |
| 20 | Loandepot.Com, LLC | 107 | 1.4% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 107 | 1.4% | — |
| 22 | Old National Bank 59 out of 100, Moderate | 101 | 1.3% | 22.1% |
| 23 | 21st Mortgage Corporation | 94 | 1.2% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 90 | 1.2% | 22.2% |
| 25 | GUARANTEED RATE, INC. | 89 | 1.2% | — |
| 26 | DHI MORTGAGE COMPANY, LTD. | 86 | 1.1% | — |
| 27 | Granite Bank 53 out of 100, Below average | 85 | 1.1% | 6.2% |
| 28 | Florida Capital Bank, National Association 64 out of 100, Moderate | 82 | 1.1% | 7.6% |
| 29 | Coastal Community Bank 35 out of 100, Low | 76 | 1.0% | 3.0% |
| 30 | SPRING EQ, LLC | 72 | 0.9% | — |
| 31 | Paramount Residential Mortgage Group, Inc. | 69 | 0.9% | — |
| 32 | Mortgage Research Center, LLC | 68 | 0.9% | — |
| 33 | CorTrust Bank National Association 62 out of 100, Moderate | 64 | 0.8% | 8.4% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 59 | 0.8% | — |
| 35 | Prosperity Home Mortgage, LLC | 59 | 0.8% | — |
| 36 | TOPLINE FINANCIAL CREDIT UNION 61 out of 100, Moderate | 57 | 0.7% | 17.6% |
| 37 | Luminate Bank 47 out of 100, Below average | 54 | 0.7% | 4.3% |
| 38 | Flagstar Bank, N.A. 31 out of 100, Low | 52 | 0.7% | 35.1% |
| 39 | FIGURE LENDING LLC | 50 | 0.6% | — |
| 40 | SFMC, LP | 50 | 0.6% | — |
Top 40 of 329 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps
- Crow Wing County 2,996 apps