Minnesota · HMDA 2025
Mortgage lenders in Sherburne County, MN
273 lenders reported 4,765 home-loan applications in Sherburne County in 2025. 2,780 closed as loans ($762.3M), 563 were denied — a 16.1% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 14% of applications, led by U.S. Bank National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,765
- Loans originated
- 2,780
- Purchase / refinance
- 1,446 / 748
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sherburne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 235 | 4.9% | 39.5% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 220 | 4.6% | — |
| 3 | Blaze Credit Union 61 out of 100, Moderate | 215 | 4.5% | 14.3% |
| 4 | Rocket Mortgage, LLC | 213 | 4.5% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 199 | 4.2% | — |
| 6 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 155 | 3.3% | 22.2% |
| 7 | Broker Solutions, Inc. | 139 | 2.9% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 139 | 2.9% | — |
| 9 | Bell Bank 59 out of 100, Moderate | 134 | 2.8% | 7.1% |
| 10 | NEWREZ LLC | 100 | 2.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 97 | 2.0% | 14.1% |
| 12 | Loandepot.Com, LLC | 95 | 2.0% | — |
| 13 | AFFINITY PLUS | 91 | 1.9% | — |
| 14 | Sherburne State Bank 78 out of 100, Strong | 83 | 1.7% | 3.2% |
| 15 | The Huntington National Bank 59 out of 100, Moderate | 82 | 1.7% | 31.6% |
| 16 | NATIONSTAR MORTGAGE LLC | 81 | 1.7% | — |
| 17 | Fairway Independent Mortgage Corporation | 76 | 1.6% | — |
| 18 | Wings Financial Credit Union | 73 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 70 | 1.5% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 69 | 1.4% | — |
| 21 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 63 | 1.3% | 22.2% |
| 22 | Coastal Community Bank 35 out of 100, Low | 57 | 1.2% | 3.0% |
| 23 | LENNAR MORTGAGE, LLC | 56 | 1.2% | — |
| 24 | FIGURE LENDING LLC | 54 | 1.1% | — |
| 25 | MINNCO CREDIT UNION 70 out of 100, Strong | 54 | 1.1% | 23.0% |
| 26 | Mortgage Research Center, LLC | 53 | 1.1% | — |
| 27 | GUARANTEED RATE, INC. | 51 | 1.1% | — |
| 28 | SPRING EQ, LLC | 47 | 1.0% | — |
| 29 | The Bank of Elk River 59 out of 100, Moderate | 47 | 1.0% | 4.3% |
| 30 | Old National Bank 59 out of 100, Moderate | 44 | 0.9% | 22.1% |
| 31 | Luminate Bank 47 out of 100, Below average | 42 | 0.9% | 4.3% |
| 32 | EVERETT FINANCIAL, INC. | 41 | 0.9% | — |
| 33 | Prosperity Home Mortgage, LLC | 40 | 0.8% | — |
| 34 | ST. CLOUD FINANCIAL | 36 | 0.8% | — |
| 35 | Paramount Residential Mortgage Group, Inc. | 34 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 34 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 33 | 0.7% | — |
| 38 | CMG MORTGAGE, INC. | 32 | 0.7% | — |
| 39 | 21st Mortgage Corporation | 32 | 0.7% | — |
| 40 | Granite Bank 53 out of 100, Below average | 32 | 0.7% | 6.2% |
Top 40 of 273 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Crow Wing County 2,996 apps