Minnesota · HMDA 2025
Mortgage lenders in Washington County, MN
388 lenders reported 12,517 home-loan applications in Washington County in 2025. 7,389 closed as loans ($2.6B), 1,432 were denied — a 15.5% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 15% of applications, led by U.S. Bank National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,517
- Loans originated
- 7,389
- Purchase / refinance
- 4,174 / 1,575
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 772 | 6.2% | 39.5% |
| 2 | Bell Bank 59 out of 100, Moderate | 596 | 4.8% | 7.1% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 503 | 4.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 492 | 3.9% | — |
| 5 | Rocket Mortgage, LLC | 393 | 3.1% | — |
| 6 | Blaze Credit Union 61 out of 100, Moderate | 369 | 2.9% | 14.3% |
| 7 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 310 | 2.5% | 22.2% |
| 8 | AFFINITY PLUS | 298 | 2.4% | — |
| 9 | IDEAL Credit Union 62 out of 100, Moderate | 290 | 2.3% | 23.4% |
| 10 | Royal Credit Union 73 out of 100, Strong | 289 | 2.3% | 11.3% |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 264 | 2.1% | 14.1% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 259 | 2.1% | — |
| 13 | NEWREZ LLC | 247 | 2.0% | — |
| 14 | LENNAR MORTGAGE, LLC | 235 | 1.9% | — |
| 15 | Wings Financial Credit Union | 205 | 1.6% | — |
| 16 | The Huntington National Bank 59 out of 100, Moderate | 204 | 1.6% | 31.6% |
| 17 | Fairway Independent Mortgage Corporation | 200 | 1.6% | — |
| 18 | GUARANTEED RATE, INC. | 195 | 1.6% | — |
| 19 | DHI MORTGAGE COMPANY, LTD. | 175 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 175 | 1.4% | — |
| 21 | PULTE MORTGAGE LLC | 165 | 1.3% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 158 | 1.3% | 22.2% |
| 23 | Broker Solutions, Inc. | 157 | 1.3% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 150 | 1.2% | — |
| 25 | Old National Bank 59 out of 100, Moderate | 148 | 1.2% | 22.1% |
| 26 | CMG MORTGAGE, INC. | 134 | 1.1% | — |
| 27 | Prosperity Home Mortgage, LLC | 125 | 1.0% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 123 | 1.0% | — |
| 29 | Tradition Mortgage, LLC | 118 | 0.9% | — |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 112 | 0.9% | 44.7% |
| 31 | Loandepot.Com, LLC | 109 | 0.9% | — |
| 32 | Mortgage Research Center, LLC | 108 | 0.9% | — |
| 33 | SPRING EQ, LLC | 106 | 0.8% | — |
| 34 | FIGURE LENDING LLC | 99 | 0.8% | — |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 98 | 0.8% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 95 | 0.8% | 3.0% |
| 37 | Luminate Bank 47 out of 100, Below average | 89 | 0.7% | 4.3% |
| 38 | M/I FINANCIAL, LLC | 87 | 0.7% | — |
| 39 | 21st Mortgage Corporation | 85 | 0.7% | — |
| 40 | Alerus Financial, National Association 70 out of 100, Strong | 83 | 0.7% | 10.1% |
Top 40 of 388 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps
- Crow Wing County 2,996 apps