Minnesota · HMDA 2025
Mortgage lenders in Hennepin County, MN
576 lenders reported 43,986 home-loan applications in Hennepin County in 2025. 25,784 closed as loans ($9.7B), 5,034 were denied — a 15.7% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 17% of applications, led by U.S. Bank National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 43,986
- Loans originated
- 25,784
- Purchase / refinance
- 15,041 / 5,685
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hennepin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 2,831 | 6.4% | 39.5% |
| 2 | Bell Bank 59 out of 100, Moderate | 2,253 | 5.1% | 7.1% |
| 3 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 2,215 | 5.0% | 22.2% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,844 | 4.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 1,603 | 3.6% | — |
| 6 | Rocket Mortgage, LLC | 1,429 | 3.2% | — |
| 7 | Wings Financial Credit Union | 1,343 | 3.1% | — |
| 8 | The Huntington National Bank 59 out of 100, Moderate | 1,153 | 2.6% | 31.6% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 993 | 2.3% | 14.1% |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 979 | 2.2% | — |
| 11 | NEWREZ LLC | 838 | 1.9% | — |
| 12 | Blaze Credit Union 61 out of 100, Moderate | 831 | 1.9% | 14.3% |
| 13 | AFFINITY PLUS | 801 | 1.8% | — |
| 14 | Fairway Independent Mortgage Corporation | 734 | 1.7% | — |
| 15 | GUARANTEED RATE, INC. | 693 | 1.6% | — |
| 16 | Royal Credit Union 73 out of 100, Strong | 664 | 1.5% | 11.3% |
| 17 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 624 | 1.4% | 22.2% |
| 18 | Prosperity Home Mortgage, LLC | 614 | 1.4% | — |
| 19 | Broker Solutions, Inc. | 605 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 587 | 1.3% | — |
| 21 | Luminate Bank 47 out of 100, Below average | 575 | 1.3% | 4.3% |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 568 | 1.3% | 44.7% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 555 | 1.3% | — |
| 24 | Alerus Financial, National Association 70 out of 100, Strong | 552 | 1.3% | 10.1% |
| 25 | Old National Bank 59 out of 100, Moderate | 529 | 1.2% | 22.1% |
| 26 | GUILD MORTGAGE COMPANY | 439 | 1.0% | — |
| 27 | Tradition Mortgage, LLC | 390 | 0.9% | — |
| 28 | Baxter Credit Union 60 out of 100, Moderate | 365 | 0.8% | 20.2% |
| 29 | TOPLINE FINANCIAL CREDIT UNION 61 out of 100, Moderate | 361 | 0.8% | 17.6% |
| 30 | GUARANTEED RATE AFFINITY, LLC | 355 | 0.8% | — |
| 31 | CMG MORTGAGE, INC. | 353 | 0.8% | — |
| 32 | Granite Bank 53 out of 100, Below average | 350 | 0.8% | 6.2% |
| 33 | Loandepot.Com, LLC | 344 | 0.8% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 336 | 0.8% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 325 | 0.7% | 3.0% |
| 36 | BMO Bank National Association 83 out of 100, Strong | 312 | 0.7% | 40.5% |
| 37 | EVERETT FINANCIAL, INC. | 312 | 0.7% | — |
| 38 | LENNAR MORTGAGE, LLC | 305 | 0.7% | — |
| 39 | FIGURE LENDING LLC | 290 | 0.7% | — |
| 40 | SPRING EQ, LLC | 285 | 0.6% | — |
Top 40 of 576 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps
- Crow Wing County 2,996 apps