Minnesota · HMDA 2025
Mortgage lenders in Martin County, MN
113 lenders reported 532 home-loan applications in Martin County in 2025. 298 closed as loans ($50.0M), 78 were denied — a 20.4% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 23% of applications, led by U.S. Bank National Association. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 532
- Loans originated
- 298
- Purchase / refinance
- 187 / 75
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Martin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 48 | 9.0% | 39.5% |
| 2 | IOWA BANKERS MORTGAGE CORPORATION | 39 | 7.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 36 | 6.8% | — |
| 4 | NEWREZ LLC | 24 | 4.5% | — |
| 5 | Bank Midwest 69 out of 100, Moderate | 24 | 4.5% | 5.3% |
| 6 | Rocket Mortgage, LLC | 22 | 4.1% | — |
| 7 | COMPEER FINANCIAL, FLCA | 19 | 3.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.6% | — |
| 9 | Prosperity Home Mortgage, LLC | 14 | 2.6% | — |
| 10 | HomeTown Bank 64 out of 100, Moderate | 13 | 2.4% | 4.2% |
| 11 | Loandepot.Com, LLC | 12 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 11 | 2.1% | — |
| 13 | Broker Solutions, Inc. | 10 | 1.9% | — |
| 14 | Fairway Independent Mortgage Corporation | 8 | 1.5% | — |
| 15 | AmeriSave Mortgage Corporation | 8 | 1.5% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.5% | — |
| 17 | AFFINITY PLUS | 8 | 1.5% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.3% | 32.9% |
| 19 | Pioneer Bank 71 out of 100, Strong | 7 | 1.3% | 6.4% |
| 20 | Citizens Community Federal National Association 50 out of 100, Below average | 7 | 1.3% | 9.4% |
| 21 | NEW DAY FINANCIAL, LLC | 7 | 1.3% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 6 | 1.1% | — |
| 24 | PLAZA HOME MORTGAGE, INC. | 6 | 1.1% | — |
| 25 | Plains Commerce Bank 59 out of 100, Moderate | 6 | 1.1% | 10.0% |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 6 | 1.1% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.1% | — |
| 28 | ROYAL UNITED MORTGAGE LLC | 5 | 0.9% | — |
| 29 | SOUTHPOINT FINANCIAL | 5 | 0.9% | — |
| 30 | EVERETT FINANCIAL, INC. | 5 | 0.9% | — |
| 31 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.8% | — |
| 33 | Cambria Financial Group, LLC | 4 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 35 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.6% | 31.6% |
| 36 | SPRING EQ, LLC | 3 | 0.6% | — |
| 37 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 0.6% | — |
| 38 | Granite Bank 53 out of 100, Below average | 3 | 0.6% | 6.2% |
| 39 | FREEDOM MORTGAGE CORPORATION | 3 | 0.6% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.6% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps