Minnesota · HMDA 2025
Mortgage lenders in Red Lake County, MN
32 lenders reported 81 home-loan applications in Red Lake County in 2025. 58 closed as loans ($7.6M), 3 were denied — a 4.8% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 46% of applications, led by Dakota Heritage Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 81
- Loans originated
- 58
- Purchase / refinance
- 29 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Red Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Dakota Heritage Bank 63 out of 100, Moderate | 23 | 28.4% | 3.1% |
| 2 | Border Bank 57 out of 100, Moderate | 9 | 11.1% | 3.7% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 6.2% | 39.5% |
| 4 | Broker Solutions, Inc. | 4 | 4.9% | — |
| 5 | Granite Bank 53 out of 100, Below average | 4 | 4.9% | 6.2% |
| 6 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 3.7% | 22.2% |
| 7 | PLAZA HOME MORTGAGE, INC. | 3 | 3.7% | — |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 2.5% | 32.5% |
| 9 | AmeriSave Mortgage Corporation | 2 | 2.5% | — |
| 10 | Rocket Mortgage, LLC | 2 | 2.5% | — |
| 11 | Mortgage Research Center, LLC | 2 | 2.5% | — |
| 12 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 2.5% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.2% | 14.1% |
| 14 | Loandepot.Com, LLC | 1 | 1.2% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.2% | — |
| 16 | Discover Bank | 1 | 1.2% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.2% | — |
| 18 | GUILD MORTGAGE COMPANY | 1 | 1.2% | — |
| 19 | SPRING EQ, LLC | 1 | 1.2% | — |
| 20 | Empeople Credit Union 58 out of 100, Moderate | 1 | 1.2% | 25.7% |
| 21 | THE LOAN STORE, INC. | 1 | 1.2% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.2% | — |
| 23 | FIGURE LENDING LLC | 1 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 1 | 1.2% | — |
| 25 | Tradition Mortgage, LLC | 1 | 1.2% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 1 | 1.2% | — |
| 27 | KIND LENDING, LLC | 1 | 1.2% | — |
| 28 | Gate City Bank | 1 | 1.2% | — |
| 29 | THRIVENT Federal Credit Union | 1 | 1.2% | — |
| 30 | EVERETT FINANCIAL, INC. | 1 | 1.2% | — |
| 31 | GoodLeap, LLC | 1 | 1.2% | — |
| 32 | Park State Bank 66 out of 100, Moderate | 1 | 1.2% | 12.5% |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps