Missouri · HMDA 2025
Mortgage lenders in Carroll County, MO
64 lenders reported 224 home-loan applications in Carroll County in 2025. 127 closed as loans ($18.5M), 29 were denied — a 18.4% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 32% of applications, led by BTC BANK. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 224
- Loans originated
- 127
- Purchase / refinance
- 74 / 42
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BTC BANK 60 out of 100, Moderate | 38 | 17.0% | 7.3% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 18 | 8.0% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 16 | 7.1% | — |
| 4 | Rocket Mortgage, LLC | 11 | 4.9% | — |
| 5 | COMMUNITY BANC MORTGAGE CORPORATION | 10 | 4.5% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 3.6% | — |
| 7 | Mortgage Research Center, LLC | 8 | 3.6% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 3.1% | 39.5% |
| 9 | LEADERONE FINANCIAL CORPORATION | 6 | 2.7% | — |
| 10 | Fairway Independent Mortgage Corporation | 5 | 2.2% | — |
| 11 | PLANET HOME LENDING, LLC | 5 | 2.2% | — |
| 12 | 21st Mortgage Corporation | 4 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.8% | 14.1% |
| 14 | AmeriSave Mortgage Corporation | 4 | 1.8% | — |
| 15 | Broker Solutions, Inc. | 3 | 1.3% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 1.3% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 3 | 1.3% | — |
| 18 | Members Mortgage Services, L.L.C. | 3 | 1.3% | — |
| 19 | Wood & Huston Bank 82 out of 100, Strong | 3 | 1.3% | 3.4% |
| 20 | GERSHMAN INVESTMENT CORP. | 3 | 1.3% | — |
| 21 | Midwest Mortgage Associates Corporation | 3 | 1.3% | — |
| 22 | ROYAL UNITED MORTGAGE LLC | 3 | 1.3% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.3% | — |
| 24 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | 1.3% | — |
| 25 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 1.3% | 37.2% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.9% | 32.9% |
| 27 | NEWREZ LLC | 2 | 0.9% | — |
| 28 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 2 | 0.9% | 10.1% |
| 29 | ZILLOW HOME LOANS, LLC | 2 | 0.9% | — |
| 30 | Click n' Close, Inc. | 2 | 0.9% | — |
| 31 | SUMMIT FUNDING, INC. | 2 | 0.9% | — |
| 32 | GOPPERT FINANCIAL BANK | 2 | 0.9% | — |
| 33 | PLAZA HOME MORTGAGE, INC. | 2 | 0.9% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 35 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 36 | GUILD MORTGAGE COMPANY | 1 | 0.4% | — |
| 37 | COMMUNITY BANK OF MARSHALL 69 out of 100, Moderate | 1 | 0.4% | 3.3% |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.4% | — |
| 39 | FIGURE LENDING LLC | 1 | 0.4% | — |
| 40 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 0.4% | — |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps