Missouri · HMDA 2025
Mortgage lenders in Lafayette County, MO
174 lenders reported 1,559 home-loan applications in Lafayette County in 2025. 869 closed as loans ($195.0M), 195 were denied — a 17.7% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 15% of applications, led by Bank of Odessa. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,559
- Loans originated
- 869
- Purchase / refinance
- 452 / 310
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lafayette County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Odessa 72 out of 100, Strong | 85 | 5.5% | 2.7% |
| 2 | The Central Trust Bank 69 out of 100, Moderate | 81 | 5.2% | 10.4% |
| 3 | Rocket Mortgage, LLC | 68 | 4.4% | — |
| 4 | Fairway Independent Mortgage Corporation | 59 | 3.8% | — |
| 5 | COMMUNITYAMERICA CREDIT UNION | 57 | 3.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 55 | 3.5% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 55 | 3.5% | 39.5% |
| 8 | LEADERONE FINANCIAL CORPORATION | 52 | 3.3% | — |
| 9 | FLAT BRANCH MORTGAGE, INC. | 45 | 2.9% | — |
| 10 | Wood & Huston Bank 82 out of 100, Strong | 44 | 2.8% | 3.4% |
| 11 | NEWREZ LLC | 43 | 2.8% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 40 | 2.6% | — |
| 13 | Mortgage Research Center, LLC | 33 | 2.1% | — |
| 14 | COMMUNITY MORTGAGE, LLC | 33 | 2.1% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 1.8% | — |
| 16 | GUILD MORTGAGE COMPANY | 27 | 1.7% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.7% | — |
| 18 | PLANET HOME LENDING, LLC | 24 | 1.5% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.5% | 14.1% |
| 20 | Loandepot.Com, LLC | 20 | 1.3% | — |
| 21 | State Bank of Missouri | 20 | 1.3% | — |
| 22 | GENEVA FINANCIAL, LLC | 18 | 1.2% | — |
| 23 | Equity Bank 65 out of 100, Moderate | 18 | 1.2% | 18.4% |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 17 | 1.1% | — |
| 25 | TAMMAC HOLDINGS CORPORATION | 17 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 17 | 1.1% | — |
| 27 | PHH Mortgage Corporation | 16 | 1.0% | — |
| 28 | AmeriSave Mortgage Corporation | 15 | 1.0% | — |
| 29 | COMMUNITY BANK OF MARSHALL 69 out of 100, Moderate | 15 | 1.0% | 3.3% |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.8% | 32.9% |
| 32 | Waterstone Mortgage Corporation | 12 | 0.8% | — |
| 33 | Commerce Bank 76 out of 100, Strong | 12 | 0.8% | 33.2% |
| 34 | Broker Solutions, Inc. | 11 | 0.7% | — |
| 35 | SPRING EQ, LLC | 11 | 0.7% | — |
| 36 | UMB Bank, National Association 65 out of 100, Moderate | 11 | 0.7% | 30.5% |
| 37 | Concordia Bank of Concordia, Missouri | 10 | 0.6% | — |
| 38 | FCS Financial, FLCA | 10 | 0.6% | — |
| 39 | 21st Mortgage Corporation | 9 | 0.6% | — |
| 40 | Discover Bank | 9 | 0.6% | — |
Top 40 of 174 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps