Missouri · HMDA 2025
Mortgage lenders in Linn County, MO
86 lenders reported 382 home-loan applications in Linn County in 2025. 228 closed as loans ($30.3M), 44 were denied — a 15.3% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 35% of applications, led by REGIONAL MISSOURI BANK. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 382
- Loans originated
- 228
- Purchase / refinance
- 115 / 83
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Linn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 77 | 20.2% | 10.1% |
| 2 | Verimore Bank 76 out of 100, Strong | 32 | 8.4% | 9.9% |
| 3 | Rocket Mortgage, LLC | 26 | 6.8% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 4.2% | 39.5% |
| 5 | Preferred Bank 69 out of 100, Moderate | 16 | 4.2% | 2.6% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 14 | 3.7% | — |
| 7 | FLAT BRANCH MORTGAGE, INC. | 13 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 11 | 2.9% | — |
| 9 | UMB Bank, National Association 65 out of 100, Moderate | 10 | 2.6% | 30.5% |
| 10 | PLAZA HOME MORTGAGE, INC. | 9 | 2.4% | — |
| 11 | PLANET HOME LENDING, LLC | 8 | 2.1% | — |
| 12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 1.6% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 6 | 1.6% | — |
| 14 | EVERETT FINANCIAL, INC. | 6 | 1.6% | — |
| 15 | Southern Bank 70 out of 100, Strong | 6 | 1.6% | 5.8% |
| 16 | Loandepot.Com, LLC | 5 | 1.3% | — |
| 17 | Broker Solutions, Inc. | 5 | 1.3% | — |
| 18 | NEW DAY FINANCIAL, LLC | 5 | 1.3% | — |
| 19 | NBH Bank 66 out of 100, Moderate | 5 | 1.3% | 16.8% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.0% | 14.1% |
| 21 | FIGURE LENDING LLC | 4 | 1.0% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 4 | 1.0% | — |
| 23 | BETTER MORTGAGE CORPORATION | 4 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.8% | 32.9% |
| 25 | NEWREZ LLC | 3 | 0.8% | — |
| 26 | Fairway Independent Mortgage Corporation | 3 | 0.8% | — |
| 27 | The Central Trust Bank 69 out of 100, Moderate | 3 | 0.8% | 10.4% |
| 28 | BTC BANK 60 out of 100, Moderate | 3 | 0.8% | 7.3% |
| 29 | DAS Acquisition Company, LLC | 3 | 0.8% | — |
| 30 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.8% | 37.2% |
| 31 | CMG MORTGAGE, INC. | 2 | 0.5% | — |
| 32 | AmeriSave Mortgage Corporation | 2 | 0.5% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 34 | GENEVA FINANCIAL, LLC | 2 | 0.5% | — |
| 35 | HomeBank 74 out of 100, Strong | 2 | 0.5% | 0.9% |
| 36 | River Region Credit Union | 2 | 0.5% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.5% | — |
| 38 | Valon Mortgage, Inc. | 2 | 0.5% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.5% | — |
| 40 | Flagstar Bank, N.A. 31 out of 100, Low | 2 | 0.5% | 35.1% |
Top 40 of 86 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps