Missouri · HMDA 2025
Mortgage lenders in Miller County, MO
143 lenders reported 1,142 home-loan applications in Miller County in 2025. 602 closed as loans ($136.2M), 175 were denied — a 21.4% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 31% of applications, led by The Central Trust Bank. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,142
- Loans originated
- 602
- Purchase / refinance
- 295 / 214
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Miller County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Central Trust Bank 69 out of 100, Moderate | 200 | 17.5% | 10.4% |
| 2 | FLAT BRANCH MORTGAGE, INC. | 102 | 8.9% | — |
| 3 | INFUZE Credit Union | 52 | 4.6% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 50 | 4.4% | — |
| 5 | Rocket Mortgage, LLC | 39 | 3.4% | — |
| 6 | Mid America Bank 70 out of 100, Strong | 39 | 3.4% | 6.3% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 3.1% | 39.5% |
| 8 | River Region Credit Union | 33 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 2.3% | — |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 2.2% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 20 | 1.8% | — |
| 13 | 21st Mortgage Corporation | 19 | 1.7% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 18 | 1.6% | — |
| 15 | Mortgage Research Center, LLC | 16 | 1.4% | — |
| 16 | The Maries County Bank 89 out of 100, Very strong | 15 | 1.3% | 13.9% |
| 17 | NEWREZ LLC | 13 | 1.1% | — |
| 18 | GUILD MORTGAGE COMPANY | 13 | 1.1% | — |
| 19 | Community Point Bank 71 out of 100, Strong | 13 | 1.1% | 0.0% |
| 20 | GUARANTEED RATE, INC. | 12 | 1.1% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.0% | 14.1% |
| 22 | Broker Solutions, Inc. | 11 | 1.0% | — |
| 23 | PLANET HOME LENDING, LLC | 11 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 11 | 1.0% | — |
| 25 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 10 | 0.9% | — |
| 27 | SPRING EQ, LLC | 10 | 0.9% | — |
| 28 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 10 | 0.9% | 74.7% |
| 29 | NATIONS DIRECT MORTGAGE, LLC | 10 | 0.9% | — |
| 30 | TAMMAC HOLDINGS CORPORATION | 9 | 0.8% | — |
| 31 | NEW DAY FINANCIAL, LLC | 9 | 0.8% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 8 | 0.7% | — |
| 33 | Loandepot.Com, LLC | 7 | 0.6% | — |
| 34 | GENEVA FINANCIAL, LLC | 7 | 0.6% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.6% | — |
| 36 | Midwest Mortgage Associates Corporation | 7 | 0.6% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.5% | 32.9% |
| 38 | FIGURE LENDING LLC | 6 | 0.5% | — |
| 39 | First State Bank of St. Charles, Missouri | 6 | 0.5% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.4% | — |
Top 40 of 143 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps