Missouri · HMDA 2025
Mortgage lenders in Montgomery County, MO
90 lenders reported 390 home-loan applications in Montgomery County in 2025. 200 closed as loans ($37.5M), 64 were denied — a 23.8% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 390
- Loans originated
- 200
- Purchase / refinance
- 109 / 68
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 19 | 4.9% | — |
| 2 | FLAT BRANCH MORTGAGE, INC. | 18 | 4.6% | — |
| 3 | The Bank of Missouri 55 out of 100, Moderate | 18 | 4.6% | 16.0% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 4.4% | 39.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 15 | 3.8% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 3.6% | — |
| 7 | DAS Acquisition Company, LLC | 14 | 3.6% | — |
| 8 | Mortgage Research Center, LLC | 13 | 3.3% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 12 | 3.1% | — |
| 10 | NEWREZ LLC | 11 | 2.8% | — |
| 11 | First State Bank of St. Charles, Missouri | 11 | 2.8% | — |
| 12 | First State Community Bank 73 out of 100, Strong | 11 | 2.8% | 15.4% |
| 13 | Jonesburg State Bank | 11 | 2.8% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.3% | — |
| 15 | Broker Solutions, Inc. | 9 | 2.3% | — |
| 16 | GUILD MORTGAGE COMPANY | 7 | 1.8% | — |
| 17 | PLANET HOME LENDING, LLC | 7 | 1.8% | — |
| 18 | The Missouri Bank 88 out of 100, Very strong | 7 | 1.8% | 0.9% |
| 19 | FIRST COMMUNITY | 7 | 1.8% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.5% | — |
| 21 | FCS Financial, FLCA | 6 | 1.5% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.3% | 32.9% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.3% | 14.1% |
| 24 | Loandepot.Com, LLC | 5 | 1.3% | — |
| 25 | AmeriSave Mortgage Corporation | 5 | 1.3% | — |
| 26 | SPRING EQ, LLC | 5 | 1.3% | — |
| 27 | GUARANTEED RATE AFFINITY, LLC | 5 | 1.3% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 5 | 1.3% | — |
| 29 | Heritage Community Bank 59 out of 100, Moderate | 5 | 1.3% | 1.3% |
| 30 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.0% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.0% | 44.7% |
| 32 | Equity Prime Mortgage LLC | 4 | 1.0% | — |
| 33 | Plains Commerce Bank 59 out of 100, Moderate | 4 | 1.0% | 10.0% |
| 34 | The Central Trust Bank 69 out of 100, Moderate | 4 | 1.0% | 10.4% |
| 35 | Community State Bank of Missouri | 3 | 0.8% | — |
| 36 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 37 | United Credit Union | 3 | 0.8% | — |
| 38 | ZILLOW HOME LOANS, LLC | 3 | 0.8% | — |
| 39 | DELMAR FINANCIAL COMPANY | 3 | 0.8% | — |
| 40 | AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | 0.8% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps