Missouri · HMDA 2025
Mortgage lenders in Newton County, MO
172 lenders reported 2,621 home-loan applications in Newton County in 2025. 1,309 closed as loans ($263.2M), 372 were denied — a 21.2% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 29% of applications, led by FLAT BRANCH MORTGAGE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,621
- Loans originated
- 1,309
- Purchase / refinance
- 739 / 360
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FLAT BRANCH MORTGAGE, INC. | 380 | 14.5% | — |
| 2 | Arvest Bank 57 out of 100, Moderate | 212 | 8.1% | 18.5% |
| 3 | Southwest Missouri Bank 68 out of 100, Moderate | 173 | 6.6% | 12.3% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 121 | 4.6% | — |
| 5 | Rocket Mortgage, LLC | 121 | 4.6% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 115 | 4.4% | 39.5% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 93 | 3.5% | — |
| 8 | First Community Bank 62 out of 100, Moderate | 74 | 2.8% | 6.5% |
| 9 | Community Bank and Trust | 67 | 2.6% | — |
| 10 | Broker Solutions, Inc. | 64 | 2.4% | — |
| 11 | NEWREZ LLC | 59 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 54 | 2.1% | — |
| 13 | PLANET HOME LENDING, LLC | 46 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 43 | 1.6% | — |
| 15 | 21st Mortgage Corporation | 40 | 1.5% | — |
| 16 | People's Bank of Seneca 65 out of 100, Moderate | 39 | 1.5% | 12.4% |
| 17 | Pinnacle Bank 74 out of 100, Strong | 37 | 1.4% | 4.8% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 1.3% | 14.1% |
| 19 | FREEDOM MORTGAGE CORPORATION | 35 | 1.3% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 34 | 1.3% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 32 | 1.2% | — |
| 22 | AmeriSave Mortgage Corporation | 29 | 1.1% | — |
| 23 | PHH Mortgage Corporation | 29 | 1.1% | — |
| 24 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 1.0% | — |
| 25 | Gateway First Bank 54 out of 100, Below average | 24 | 0.9% | 5.3% |
| 26 | Commerce Bank 76 out of 100, Strong | 24 | 0.9% | 33.2% |
| 27 | Loandepot.Com, LLC | 23 | 0.9% | — |
| 28 | Midwest Mortgage Associates Corporation | 23 | 0.9% | — |
| 29 | Great Southern Bank 73 out of 100, Strong | 22 | 0.8% | 24.6% |
| 30 | FIGURE LENDING LLC | 22 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 0.7% | 32.9% |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 19 | 0.7% | — |
| 33 | Discover Bank | 15 | 0.6% | — |
| 34 | MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 0.6% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 14 | 0.5% | — |
| 36 | NEW DAY FINANCIAL, LLC | 13 | 0.5% | — |
| 37 | FREEDOM BANK OF SOUTHERN MISSOURI 73 out of 100, Strong | 13 | 0.5% | 4.9% |
| 38 | SPRING EQ, LLC | 12 | 0.5% | — |
| 39 | GERSHMAN INVESTMENT CORP. | 12 | 0.5% | — |
| 40 | TOWNE MORTGAGE COMPANY | 12 | 0.5% | — |
Top 40 of 172 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps