Missouri · HMDA 2025
Mortgage lenders in Ripley County, MO
64 lenders reported 420 home-loan applications in Ripley County in 2025. 216 closed as loans ($31.2M), 59 were denied — a 20.5% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 38% of applications, led by Southern Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 420
- Loans originated
- 216
- Purchase / refinance
- 126 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ripley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bank 70 out of 100, Strong | 67 | 16.0% | 5.8% |
| 2 | Peoples Community Bank 83 out of 100, Strong | 53 | 12.6% | 8.3% |
| 3 | DAS Acquisition Company, LLC | 39 | 9.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 23 | 5.5% | — |
| 5 | Rocket Mortgage, LLC | 19 | 4.5% | — |
| 6 | Mortgage Research Center, LLC | 18 | 4.3% | — |
| 7 | Flanagan State Bank 67 out of 100, Moderate | 17 | 4.0% | 14.2% |
| 8 | 21st Mortgage Corporation | 15 | 3.6% | — |
| 9 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 14 | 3.3% | 3.9% |
| 10 | VILLAGE CAPITAL & INVESTMENT LLC | 14 | 3.3% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 2.1% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 9 | 2.1% | — |
| 13 | PLANET HOME LENDING, LLC | 8 | 1.9% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 1.7% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 7 | 1.7% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 1.7% | 39.5% |
| 17 | FLAT BRANCH MORTGAGE, INC. | 7 | 1.7% | — |
| 18 | NEWREZ LLC | 6 | 1.4% | — |
| 19 | Loandepot.Com, LLC | 5 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 5 | 1.2% | — |
| 21 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 23 | Discover Bank | 4 | 1.0% | — |
| 24 | Sterling Bank 78 out of 100, Strong | 4 | 1.0% | 14.3% |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.7% | — |
| 26 | GERSHMAN INVESTMENT CORP. | 3 | 0.7% | — |
| 27 | Midwest Mortgage Associates Corporation | 3 | 0.7% | — |
| 28 | NEW DAY FINANCIAL, LLC | 3 | 0.7% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 30 | Synergy One Lending, Inc. | 2 | 0.5% | — |
| 31 | Click n' Close, Inc. | 2 | 0.5% | — |
| 32 | First State Community Bank 73 out of 100, Strong | 2 | 0.5% | 15.4% |
| 33 | River Region Credit Union | 2 | 0.5% | — |
| 34 | Commerce Bank 76 out of 100, Strong | 2 | 0.5% | 33.2% |
| 35 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.2% | 14.1% |
| 36 | Truist Bank 63 out of 100, Moderate | 1 | 0.2% | 40.8% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.2% | 22.2% |
| 38 | GUILD MORTGAGE COMPANY | 1 | 0.2% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.2% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.2% | 44.7% |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps