Missouri · HMDA 2025
Mortgage lenders in Stoddard County, MO
96 lenders reported 860 home-loan applications in Stoddard County in 2025. 436 closed as loans ($64.5M), 135 were denied — a 22.8% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 25% of applications, led by Southern Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 860
- Loans originated
- 436
- Purchase / refinance
- 254 / 124
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stoddard County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Southern Bank 70 out of 100, Strong | 95 | 11.0% | 5.8% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 58 | 6.7% | — |
| 3 | First Midwest Bank of Dexter 69 out of 100, Moderate | 58 | 6.7% | 2.3% |
| 4 | Flanagan State Bank 67 out of 100, Moderate | 51 | 5.9% | 14.2% |
| 5 | Rocket Mortgage, LLC | 46 | 5.3% | — |
| 6 | Mortgage Research Center, LLC | 39 | 4.5% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 37 | 4.3% | — |
| 8 | DAS Acquisition Company, LLC | 30 | 3.5% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 3.3% | 39.5% |
| 10 | First State Community Bank 73 out of 100, Strong | 22 | 2.6% | 15.4% |
| 11 | PLANET HOME LENDING, LLC | 21 | 2.4% | — |
| 12 | NEWREZ LLC | 19 | 2.2% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 19 | 2.2% | 43.1% |
| 14 | AmeriSave Mortgage Corporation | 16 | 1.9% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 15 | 1.7% | — |
| 16 | FLAT BRANCH MORTGAGE, INC. | 15 | 1.7% | — |
| 17 | 21st Mortgage Corporation | 13 | 1.5% | — |
| 18 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 12 | 1.4% | 3.9% |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.4% | — |
| 20 | GUILD MORTGAGE COMPANY | 11 | 1.3% | — |
| 21 | Synergy One Lending, Inc. | 11 | 1.3% | — |
| 22 | Montgomery Bank 70 out of 100, Strong | 11 | 1.3% | 13.2% |
| 23 | Broker Solutions, Inc. | 10 | 1.2% | — |
| 24 | Sterling Bank 78 out of 100, Strong | 10 | 1.2% | 14.3% |
| 25 | The Bank of Missouri 55 out of 100, Moderate | 10 | 1.2% | 16.0% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 9 | 1.0% | 32.9% |
| 27 | Loandepot.Com, LLC | 9 | 1.0% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 0.9% | 14.1% |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 0.9% | — |
| 30 | Discover Bank | 8 | 0.9% | — |
| 31 | FIGURE LENDING LLC | 8 | 0.9% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.6% | 44.7% |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.6% | — |
| 35 | Members Mortgage Services, L.L.C. | 5 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.6% | — |
| 37 | FIRST COMMUNITY MORTGAGE, INC. | 5 | 0.6% | — |
| 38 | Peoples Community Bank 83 out of 100, Strong | 5 | 0.6% | 8.3% |
| 39 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.5% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.5% | — |
Top 40 of 96 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps