Missouri · HMDA 2025
Mortgage lenders in Washington County, MO
113 lenders reported 759 home-loan applications in Washington County in 2025. 387 closed as loans ($73.2M), 134 were denied — a 24.6% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 33% of applications, led by First State Community Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 759
- Loans originated
- 387
- Purchase / refinance
- 219 / 126
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First State Community Bank 73 out of 100, Strong | 148 | 19.5% | 15.4% |
| 2 | GUILD MORTGAGE COMPANY | 63 | 8.3% | — |
| 3 | Rocket Mortgage, LLC | 42 | 5.5% | — |
| 4 | UNICO Bank 47 out of 100, Below average | 38 | 5.0% | 5.5% |
| 5 | 21st Mortgage Corporation | 34 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 32 | 4.2% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 3.3% | 39.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 2.5% | — |
| 9 | Mortgage Research Center, LLC | 18 | 2.4% | — |
| 10 | Broker Solutions, Inc. | 16 | 2.1% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 16 | 2.1% | — |
| 12 | NEWREZ LLC | 15 | 2.0% | — |
| 13 | Loandepot.Com, LLC | 15 | 2.0% | — |
| 14 | GERSHMAN INVESTMENT CORP. | 12 | 1.6% | — |
| 15 | DAS Acquisition Company, LLC | 12 | 1.6% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.4% | — |
| 17 | TRIAD FINANCIAL SERVICES, INC. | 11 | 1.4% | — |
| 18 | PLANET HOME LENDING, LLC | 10 | 1.3% | — |
| 19 | Sullivan Bank | 10 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 9 | 1.2% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 1.2% | — |
| 22 | Ozarks Federal Savings and Loan Association | 9 | 1.2% | — |
| 23 | NEW DAY FINANCIAL, LLC | 9 | 1.2% | — |
| 24 | AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | 1.1% | — |
| 25 | FIRST COMMUNITY | 8 | 1.1% | — |
| 26 | FLAT BRANCH MORTGAGE, INC. | 5 | 0.7% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.5% | 14.1% |
| 28 | SPRING EQ, LLC | 4 | 0.5% | — |
| 29 | VANTAGE Credit Union 57 out of 100, Moderate | 4 | 0.5% | 25.2% |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 0.5% | — |
| 31 | TOGETHER CREDIT UNION 64 out of 100, Moderate | 4 | 0.5% | 19.4% |
| 32 | Fairway Independent Mortgage Corporation | 3 | 0.4% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.4% | 44.7% |
| 34 | Great Southern Bank 73 out of 100, Strong | 3 | 0.4% | 24.6% |
| 35 | The Bank of Old Monroe | 3 | 0.4% | — |
| 36 | BLOOMSDALE BANK 73 out of 100, Strong | 3 | 0.4% | 2.4% |
| 37 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | 0.4% | — |
| 38 | GENEVA FINANCIAL, LLC | 3 | 0.4% | — |
| 39 | ENDEAVOR CAPITAL, LLC. | 3 | 0.4% | — |
| 40 | United Bank of Union | 3 | 0.4% | — |
Top 40 of 113 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps