New Jersey · HMDA 2025
Mortgage lenders in Atlantic County, NJ
426 lenders reported 13,095 home-loan applications in Atlantic County in 2025. 6,225 closed as loans ($2.1B), 2,148 were denied — a 24.6% denial rate on decided applications, above the New Jersey rate of 22.9%. The three most active lenders handled 13% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,095
- Loans originated
- 6,225
- Purchase / refinance
- 3,062 / 1,877
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Atlantic County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 640 | 4.9% | — |
| 2 | Rocket Mortgage, LLC | 564 | 4.3% | — |
| 3 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 539 | 4.1% | — |
| 4 | TD Bank, National Association 63 out of 100, Moderate | 534 | 4.1% | 35.3% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 400 | 3.1% | 44.7% |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 369 | 2.8% | — |
| 7 | Advisors Mortgage Group, L.L.C. | 369 | 2.8% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 338 | 2.6% | 33.8% |
| 9 | NEWREZ LLC | 331 | 2.5% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 331 | 2.5% | 14.1% |
| 11 | OceanFirst Bank, National Association 63 out of 100, Moderate | 318 | 2.4% | 9.9% |
| 12 | Citizens Bank, National Association 54 out of 100, Below average | 288 | 2.2% | 32.5% |
| 13 | GUARANTEED RATE, INC. | 281 | 2.1% | — |
| 14 | POLICE & FIRE | 253 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 252 | 1.9% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 250 | 1.9% | — |
| 17 | Loandepot.Com, LLC | 225 | 1.7% | — |
| 18 | NATION ONE MORTGAGE CORPORATION | 210 | 1.6% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 184 | 1.4% | — |
| 20 | DHI MORTGAGE COMPANY, LTD. | 175 | 1.3% | — |
| 21 | Prosperity Home Mortgage, LLC | 175 | 1.3% | — |
| 22 | Fulton Bank, National Association 65 out of 100, Moderate | 174 | 1.3% | 23.0% |
| 23 | NATIONSTAR MORTGAGE LLC | 160 | 1.2% | — |
| 24 | CMG MORTGAGE, INC. | 146 | 1.1% | — |
| 25 | JERSEY SHORE | 145 | 1.1% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 145 | 1.1% | 3.0% |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 141 | 1.1% | 32.9% |
| 28 | Broker Solutions, Inc. | 136 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 124 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 123 | 0.9% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 122 | 0.9% | 22.2% |
| 32 | Discover Bank | 120 | 0.9% | — |
| 33 | SPRING EQ, LLC | 118 | 0.9% | — |
| 34 | FIRST HARVEST Federal Credit Union 53 out of 100, Below average | 117 | 0.9% | 36.8% |
| 35 | Truist Bank 63 out of 100, Moderate | 109 | 0.8% | 40.8% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 100 | 0.8% | — |
| 37 | U.S. Bank National Association 55 out of 100, Moderate | 99 | 0.8% | 39.5% |
| 38 | Mortgage Research Center, LLC | 95 | 0.7% | — |
| 39 | Kiavi Funding, Inc. | 95 | 0.7% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 86 | 0.7% | — |
Top 40 of 426 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps