New Jersey · HMDA 2025
Mortgage lenders in Warren County, NJ
328 lenders reported 5,538 home-loan applications in Warren County in 2025. 2,736 closed as loans ($740.4M), 839 were denied — a 22.5% denial rate on decided applications, close to the New Jersey rate of 22.9%. The three most active lenders handled 16% of applications, led by PNC Bank, National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,538
- Loans originated
- 2,736
- Purchase / refinance
- 1,238 / 829
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PNC Bank, National Association 62 out of 100, Moderate | 335 | 6.0% | 33.8% |
| 2 | Rocket Mortgage, LLC | 288 | 5.2% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 248 | 4.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 238 | 4.3% | — |
| 5 | GUARANTEED RATE, INC. | 202 | 3.6% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 165 | 3.0% | 14.1% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 162 | 2.9% | — |
| 8 | NEWREZ LLC | 145 | 2.6% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 130 | 2.3% | 44.7% |
| 10 | TD Bank, National Association 63 out of 100, Moderate | 110 | 2.0% | 35.3% |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 105 | 1.9% | 32.5% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 104 | 1.9% | — |
| 13 | Visions Federal Credit Union 64 out of 100, Moderate | 104 | 1.9% | 32.6% |
| 14 | NATIONSTAR MORTGAGE LLC | 101 | 1.8% | — |
| 15 | ABSOLUTE HOME MORTGAGE CORPORATION | 90 | 1.6% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 88 | 1.6% | — |
| 17 | Loandepot.Com, LLC | 85 | 1.5% | — |
| 18 | Fulton Bank, National Association 65 out of 100, Moderate | 82 | 1.5% | 23.0% |
| 19 | Broker Solutions, Inc. | 77 | 1.4% | — |
| 20 | Discover Bank | 68 | 1.2% | — |
| 21 | SPRING EQ, LLC | 68 | 1.2% | — |
| 22 | FIGURE LENDING LLC | 68 | 1.2% | — |
| 23 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 68 | 1.2% | — |
| 24 | MOVEMENT MORTGAGE, LLC | 67 | 1.2% | — |
| 25 | Mortgage Research Center, LLC | 67 | 1.2% | — |
| 26 | NVR Mortgage Finance, Inc. | 61 | 1.1% | — |
| 27 | CMG MORTGAGE, INC. | 59 | 1.1% | — |
| 28 | AmeriSave Mortgage Corporation | 58 | 1.0% | — |
| 29 | First Commonwealth Federal Credit Union 56 out of 100, Moderate | 52 | 0.9% | 22.2% |
| 30 | AFFINITY | 50 | 0.9% | — |
| 31 | GUARANTEED RATE AFFINITY, LLC | 48 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 48 | 0.9% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 44 | 0.8% | 3.0% |
| 34 | IRCO COMMUNITY FEDERAL CREDIT UNION 78 out of 100, Strong | 42 | 0.8% | 12.1% |
| 35 | PLANET HOME LENDING, LLC | 41 | 0.7% | — |
| 36 | MILLENIUM HOME MORTGAGE, LLC | 41 | 0.7% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 40 | 0.7% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 39 | 0.7% | 32.9% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 39 | 0.7% | 22.2% |
| 40 | MORTGAGE ACCESS CORP. | 36 | 0.7% | — |
Top 40 of 328 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps