New Mexico · HMDA 2025
Mortgage lenders in Cibola County, NM
79 lenders reported 426 home-loan applications in Cibola County in 2025. 122 closed as loans ($17.2M), 166 were denied — a 54.4% denial rate on decided applications, above the New Mexico rate of 24.5%. The three most active lenders handled 41% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 426
- Loans originated
- 122
- Purchase / refinance
- 85 / 26
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cibola County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 101 | 23.7% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 46 | 10.8% | — |
| 3 | CMG MORTGAGE, INC. | 27 | 6.3% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 4.9% | — |
| 5 | GUILD MORTGAGE COMPANY | 18 | 4.2% | — |
| 6 | Rocket Mortgage, LLC | 16 | 3.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 2.3% | — |
| 8 | Mortgage Research Center, LLC | 9 | 2.1% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 2.1% | 39.5% |
| 10 | Broker Solutions, Inc. | 8 | 1.9% | — |
| 11 | COUNTRYPLACE MORTGAGE, LTD. | 8 | 1.9% | — |
| 12 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 1.6% | 74.7% |
| 13 | FREEDOM MORTGAGE CORPORATION | 6 | 1.4% | — |
| 14 | BOKF, National Association 64 out of 100, Moderate | 6 | 1.4% | 27.5% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.2% | — |
| 16 | AmeriSave Mortgage Corporation | 5 | 1.2% | — |
| 17 | FIGURE LENDING LLC | 5 | 1.2% | — |
| 18 | NUSENDA | 5 | 1.2% | — |
| 19 | NEWREZ LLC | 4 | 0.9% | — |
| 20 | Sunflower Bank, National Association 51 out of 100, Below average | 4 | 0.9% | 5.8% |
| 21 | LENDINGONE, LLC | 4 | 0.9% | — |
| 22 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 0.9% | — |
| 23 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.9% | 37.2% |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.7% | 22.2% |
| 25 | Loandepot.Com, LLC | 3 | 0.7% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 27 | Loan Funder LLC | 3 | 0.7% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 3 | 0.7% | — |
| 29 | SANDIA AREA | 3 | 0.7% | — |
| 30 | CALCON MUTUAL MORTGAGE LLC | 3 | 0.7% | — |
| 31 | Waterstone Mortgage Corporation | 3 | 0.7% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.5% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 35 | BMO Bank National Association 83 out of 100, Strong | 2 | 0.5% | 40.5% |
| 36 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 0.5% | — |
| 37 | VISTA POINT MORTGAGE, LLC | 2 | 0.5% | — |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 0.5% | — |
| 39 | PLANET HOME LENDING, LLC | 2 | 0.5% | — |
| 40 | ZILLOW HOME LOANS, LLC | 2 | 0.5% | — |
Top 40 of 79 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Mexico
- Bernalillo County 26,977 apps
- Sandoval County 9,594 apps
- Doña Ana County 8,668 apps
- Santa Fe County 6,228 apps
- Valencia County 4,015 apps
- San Juan County 3,662 apps
- Otero County 2,586 apps
- Eddy County 2,438 apps
- Lea County 2,173 apps
- Chaves County 1,819 apps
- Curry County 1,623 apps
- Taos County 1,114 apps